Comments on: Where did that come from?

By: Virtual Scotland

Virtual Scotland — Sun, 20 Jan 2008 12:19:51 +0000

Paying just the minimum amount per month is exactly what the card wants you to do as you are merely paying the interest. Always try to pay something more, however little more, than the minimum and you will be surprised to see how dramatically the balance will reduce. Keep paying the minimum and it will remain much the same

By: Bernard

Bernard — Sat, 24 Feb 2007 16:07:00 +0000

Credit card is so convenient and you don’t feel the pinch when paying for big amount. That is the danger I see when one can easily get carried away using credit card. I am just glad that i always give good thoughts especially buying high ticket items with credit card. I will make sure that I am 100% confident that I will have enough money in my bank when the bill comes. So far, I have not been in debt before!

By: Stephanie

Stephanie — Wed, 17 Jan 2007 02:23:00 +0000

Bluntmoney: Although there were several things that I distinctly remember, a lot of this was written while carefully combing through my credit card statements. What an eye-opener that is!

By: bluntmoney

bluntmoney — Wed, 17 Jan 2007 01:22:00 +0000

At least you can remember what you used your card for…that’s more than I could say.

By: Stephanie

Stephanie — Thu, 11 Jan 2007 21:40:00 +0000

I’m considering it. Right now, I’m waiting until I have employment to start making any major changes to my set-up. I want to make sure I can make the payments on a new card before I get it! Thanks for the tip!

By: Stingy Student

Stingy Student — Thu, 11 Jan 2007 20:27:00 +0000

Have you looked at doing a balance transfer to a 0% card? There are many out there that offer 0% on balance transfers for a year. That way, at least you’re not adding to your principal with the high interest. I plan on writing an article on credit cards in the near future, but if you want to know more now, just shoot me an email.