Comments on: Five Things I’ll Do Once I Get a Job http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/ Talking about money, without being boring. Sat, 11 Oct 2008 10:42:04 +0000 http://wordpress.org/?v=2.6.2 By: Get a Job http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-56571 Get a Job Mon, 14 Jul 2008 20:09:16 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-56571 I know I'm getting in on this conversation rather late but hopefully my post finds you with a job and the better part of the year under your belt as far as the 0% card goes. As always I enjoy your blob.... ~Larry I know I’m getting in on this conversation rather late but hopefully my post finds you with a job and the better part of the year under your belt as far as the 0% card goes. As always I enjoy your blob….

~Larry

]]> By: Bob http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-55 Bob Thu, 08 Feb 2007 19:00:00 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-55 Howdy, Az sent me here when I asked for good blog links!<BR/><BR/>Good list of things, and I'd add one other which sounds crazy at first, but believe me this is 25 years of experience talking:<BR/><BR/>Live COMPLETELY debt-free. I know what you're thinking - this guy's crazy - but we have found it to be generally true that if we can't pay for it up front, we either don't need it or it can truly wait.<BR/><BR/>This automatically sets you up for success in case the business cycle (and accompanying job) goes down the tubes for a while.<BR/><BR/>This is 25 years of debt-free marriage talking here. We survived a FOUR YEAR unemployment stretch because our debt load was virtually nonexistent. The only exceptions: Go into debt ONLY when you owe less than it's worth. (Remember this when it comes time to buy a car, or a house, or...)<BR/><BR/>It's OK, we all started where you are - but please learn from the mistakes most of us have already made and you'll have a great foundation for doing well.<BR/><BR/>Cheers! Howdy, Az sent me here when I asked for good blog links!

Good list of things, and I’d add one other which sounds crazy at first, but believe me this is 25 years of experience talking:

Live COMPLETELY debt-free. I know what you’re thinking - this guy’s crazy - but we have found it to be generally true that if we can’t pay for it up front, we either don’t need it or it can truly wait.

This automatically sets you up for success in case the business cycle (and accompanying job) goes down the tubes for a while.

This is 25 years of debt-free marriage talking here. We survived a FOUR YEAR unemployment stretch because our debt load was virtually nonexistent. The only exceptions: Go into debt ONLY when you owe less than it’s worth. (Remember this when it comes time to buy a car, or a house, or…)

It’s OK, we all started where you are - but please learn from the mistakes most of us have already made and you’ll have a great foundation for doing well.

Cheers!

]]> By: Stephanie http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-56 Stephanie Mon, 05 Feb 2007 19:10:00 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-56 <b>Tight Fisted Miser</b>: I could do that, but I only have $27 in my checking account right now, and that's cutting it too close. I'm waiting until I have a significant cushion in my account, which will probably occur when I have a job.<br /><br />But thank you for pointing it out - I hadn't actually thought of just transfering the money right back! (Blonde moment, I suppose). Tight Fisted Miser: I could do that, but I only have $27 in my checking account right now, and that’s cutting it too close. I’m waiting until I have a significant cushion in my account, which will probably occur when I have a job.

But thank you for pointing it out - I hadn’t actually thought of just transfering the money right back! (Blonde moment, I suppose).

]]> By: Tight Fisted Miser http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-57 Tight Fisted Miser Mon, 05 Feb 2007 18:36:00 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-57 You don't need to wait to start the Keep the Change account. After your monthly transfer of $25 to your saving account is made you can transfer it right back to your checking account. I've been doing this for over a year and haven't been charged any fees. I think I have about $7 in my savings account right now. You don’t need to wait to start the Keep the Change account. After your monthly transfer of $25 to your saving account is made you can transfer it right back to your checking account. I’ve been doing this for over a year and haven’t been charged any fees. I think I have about $7 in my savings account right now.

]]> By: Stephanie http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-58 Stephanie Sat, 03 Feb 2007 10:01:00 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-58 <b>English Major</b>: Thanks =) I noticed that CurlMart has a "choose three" pack going for DevaCurl for a pretty good price, so I'll probably get one of the Poos, the conditioner, and the gel - might as well go with the whole package!<br /><br /><b>1mil</b>: Thank you very much for the offer, but I have a friend who runs several servers, and has offered me free hosting for a while - I just have to talk to him after I register my domain. But if for some reason that falls through, at least I have your link as a backup! English Major: Thanks =) I noticed that CurlMart has a “choose three” pack going for DevaCurl for a pretty good price, so I’ll probably get one of the Poos, the conditioner, and the gel - might as well go with the whole package!

1mil: Thank you very much for the offer, but I have a friend who runs several servers, and has offered me free hosting for a while - I just have to talk to him after I register my domain. But if for some reason that falls through, at least I have your link as a backup!

]]> By: 1mil http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-59 1mil Fri, 02 Feb 2007 23:50:00 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-59 Hey if you want a new domain, and you're looking for a nice host, check out my post here.. I have this awesome promo that I found on the net.<br /><br />http://millionster.com/articles/new/dreamhost-promo-code-super40/<br /><br />Btw let me know when you get your new domain! =) Good luck with the job search!<br /><br />1mil (Juan) Hey if you want a new domain, and you’re looking for a nice host, check out my post here.. I have this awesome promo that I found on the net.

http://millionster.com/articles/new/dreamhost-promo-code-super40/

Btw let me know when you get your new domain! =) Good luck with the job search!

1mil (Juan)

]]> By: English Major http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-60 English Major Fri, 02 Feb 2007 17:22:00 +0000 http://poorerthanyou.com/2007/02/01/five-things-ill-do-once-i-get-a-job/#comment-60 Yay, curly girls! I think you'll love DevaCurl, and if you have any "shampoo withdrawal," you can try their Low-Poo or No-Poo, which let you scrub your scalp with less or no sulfates--it's like stepping down.<br /><br />Also, I use (and love) Keep the Change. It's great for me because in my accounting I round up, anyway--I hate complicated numbers. So, with Keep the Change, I can see that margin accumulating, <i>and</i> the bank matches 100% of the first three months (only 5% after that, but they're still going to end up writing me a pretty substantial check).<br /><br />And actually, I have an automatic deposit set up to keep the account free, but I just transfer it right on back to checking--my real savings happens at ING. Bank of America's intra-bank transfers are basically instant, so it doesn't interrupt my financial life too much, and it makes my savings account free! But yeah, totally wait to open an ING account until you have $250: then you can get a $25 signup bonus (remind me, and I'll send you a link for that). Yay, curly girls! I think you’ll love DevaCurl, and if you have any “shampoo withdrawal,” you can try their Low-Poo or No-Poo, which let you scrub your scalp with less or no sulfates–it’s like stepping down.

Also, I use (and love) Keep the Change. It’s great for me because in my accounting I round up, anyway–I hate complicated numbers. So, with Keep the Change, I can see that margin accumulating, and the bank matches 100% of the first three months (only 5% after that, but they’re still going to end up writing me a pretty substantial check).

And actually, I have an automatic deposit set up to keep the account free, but I just transfer it right on back to checking–my real savings happens at ING. Bank of America’s intra-bank transfers are basically instant, so it doesn’t interrupt my financial life too much, and it makes my savings account free! But yeah, totally wait to open an ING account until you have $250: then you can get a $25 signup bonus (remind me, and I’ll send you a link for that).

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