Comments on: "Best Student Credit Card" is Application Hell

By: Anon

Anon — Sat, 31 Dec 2011 03:32:19 +0000

I was approved for $500.

By: Anon

Anon — Fri, 16 Dec 2011 16:23:15 +0000

I applied for this card about a month ago. Two weeks ago I was asked to submit a copy of my SS card. I did, and now I received an email asking for “A copy of student ID, front and back, with a current enrollment sticker OR
A copy of a paid tuition bill for the current semester”.

My school also doesn’t do current enrollment stickers, and I was late registering for this semester and as I result was not able to get into any classes (so I don’t have a tuition bill for this semester…).

I’m going to send my ID card and hope it goes through anyways.

Couple of questions:

1) Since I’ve never had a credit card/credit line before, does this application affect my credit score? Do I even have a credit report?

2) What are other good student cards (with more… lenient requirements)?

Thanks

By: Michelle

Michelle — Thu, 09 Sep 2010 20:54:34 +0000

I just applied 5 days ago and now they send emails, and they want me to send a land line phone bill to verify my address, and I did my application over the phone because the system was down online. I sent it so we will see what happens lol

By: Reina

Reina — Sun, 18 Jul 2010 00:49:40 +0000

I really don’t know whether I should apply for this card or not. It seems like there are both sides to the story, and I just don’t know which side to take. I definately don’t want to get screwed over in the end. :/

By: Cam

Cam — Sun, 28 Mar 2010 09:16:49 +0000

Student credit cards are usually the better choice due to your ability to get them with a part time employment wage or with government payments.

By: EricB

EricB — Thu, 15 Jan 2009 17:58:47 +0000

You had some major problems. Ive had this card for about 3 months and had no problems. First off, I have no credit history and got the card. Secondly, it only took 3 days for my card to be processed and 2 more to recieve it in the mail – and lastly, I didnt have to provide any proof that I was a student. Looks like you just have some hella bad luck.

By: Andrew

Andrew — Tue, 02 Dec 2008 01:27:20 +0000

That sounds like way too much of a hassle, for a couple of stupid, seemingly customized perks, for a college student. Just get a card with a low interest rate, and spend wisely. Sorry, your credit score was pinged for no good reason.

By: PeterV

PeterV — Wed, 05 Nov 2008 02:43:00 +0000

I just get approved, and received a card with 4k credit line. When I received the above mail, I thought it’s impossible to meet their requirments. Then one month later, I picked up the phone and talked to a representative. I submitted a copy of my stundent card (with issue date in 2008 on the card), driver license, recent two semester tuition bills, FPL bill (under brother’s name but the same address), my credit card bill, my att mobile bill. Almost everything with my name and address at home and in the university. Then I faxed to Citi and got an instant approve. So it’s worth the try. Good luck.

By: PeterV

PeterV — Thu, 02 Oct 2008 15:49:38 +0000

Here is what they are still asking for:
A student ID with a current enrollment sticker (copy both sides) OR a paid tuition bill for the current semester or trimester

Telephone bill copy must be a residential phone bill, dated within the past 60 days, stating your name, mailing address and phone number* (Cellular phone bills are not acceptable) OR utility bill copy, must be dated within the past 60 days, stating your name and mailing address. Can be a water, cable, electric, sewer or gas bill.

*If the phone bill is not in your name, you must also include a copy of a mortgage, bank or credit card statement, dated within the past 60 days, that clearly states your name and mailing address.

By: PeterV

PeterV — Thu, 02 Oct 2008 15:37:55 +0000

Exactly the same terrible experience as yours. How I wish I have read this post before my application. So bad.