January 2008
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Saving Time Won’t Save You Money
Last week, I asked you guys whether I was being cheap or being frugal by putting off the purchase of a new power adapter for my laptop. I got a variety of answers, but a lot of common opinions kept popping up. Notably, several people told me that buying a new adapter would save me [...]
Comments (5)Ask the Readers: Am I Being Cheap?
I had a conversation with a friend the other day, and I’m not exactly sure where I stand on my finances now, because of it. So, I’d like to take a moment to post that conversation (well, more of a dramatization of the conversation, since my memory isn’t quite word-for-word) and ask you guys what [...]
Stephanie’s Quick Start Financial Guide
I first started getting financially savvy by (yes, this is true) reading personal finance blogs. But I had a little bit of trouble with it, because there was just too much information – and a lot of it didn’t apply to me, at least until I knew where to start. So, if you anything like [...]
Adventures with a 0% APR Credit Card
A few months ago, I managed to get my hands on a new credit card with a 0% introductory rate for 12 months. I transferred the balance from my other credit card, which means that if I can manage to pay it off before the intro period ends, I won’t have to pay a cent [...]
Why I’m Happy My Net Worth Dropped $2,000
$2,000. That’s the exact amount that my net worth fell in 2007. Sort of creepy, isn’t it – getting that nice, perfect, round number? After a year of scrimping, saving, careful budgeting, tracking my spending, and (of course) blogging, my net worth dropped by exactly $2,000. And I’m quite happy with it. The truth is, [...]
Review: Generation Debt
My generation: do we have a name? We are the young adults, born between 1980 and 1995 (give or take). I hear us called “Generation Y,” “Echo Boomers,” “the Digital Generation,” and “the iPod Generation,” but none of these names strike a chord with me. But there’s another possibility – are we “Generation Debt?” One [...]
Net Worth Update: November & December 2007
Ouch. Just… ouch. Both months, I knew my net worth was taking a nose dive, and both months, I knew it would be bad. It really is akin to being stabbed in the gut. I’m warning you right now: the damage is bad. Don’t scroll down if you’re financially squeamish. So, what was the damage? [...]
Happy New Year – Poorer Than You Returns
That’s right, everyone – I’m back. No, the strike is not over. And the first person to call me a scab or use the phrase “crossing the picket line” gets hit with a lawn chair. (Just kidding! Or am I?) Having this blog on strike no longer serves its intended purpose. I set out to [...]








