Comments on: Graduating? Get It Together http://poorerthanyou.com/2008/05/14/graduating-get-it-together/ Money issues for college students and 20-somethings, without being boring. Tue, 24 Apr 2012 13:02:17 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Kyle http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-87457 Kyle Wed, 10 Mar 2010 05:34:42 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-87457 #1 thing to do...Start building multiple steams of income - the easiest way to do this is start on online business, no matter how small. It will take the pressure off of you when you are considering good jobs with low starting salaries. And even if you find a great job, a little extra money will help pay off you car, student loans, etc that much faster. #1 thing to do…Start building multiple steams of income – the easiest way to do this is start on online business, no matter how small. It will take the pressure off of you when you are considering good jobs with low starting salaries. And even if you find a great job, a little extra money will help pay off you car, student loans, etc that much faster.

]]> By: Slinky http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-52768 Slinky Fri, 06 Jun 2008 19:11:45 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-52768 I'd love for you to post about pros/cons of storing an emergency fund in different places - online savings, money market, index, brick and mortar, etc. Also something about making sense of retirement accounts and beginning investments. I’d love for you to post about pros/cons of storing an emergency fund in different places – online savings, money market, index, brick and mortar, etc. Also something about making sense of retirement accounts and beginning investments.

]]> By: Ashley http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51169 Ashley Fri, 16 May 2008 18:41:25 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51169 There are just a couple things I'd like to mention - check on those consolidation loans to see if you will lose your grace period if you consolidate right after graduation. If you will lose it - I say wait 3-4 months before consolidating - unless you have a job already lined up and paying you. The other thing is - my emergency fund has basically saved my life a few times since I graduated. (Just graduated in December 07). Make sure you have one of these!!! I didn't have any income this year until the end of February, but I was still able to pay rent and buy groceries because of it. (After that I used half of it to pay off my car so I could make student loan payments when the grace period ends). There are just a couple things I’d like to mention – check on those consolidation loans to see if you will lose your grace period if you consolidate right after graduation. If you will lose it – I say wait 3-4 months before consolidating – unless you have a job already lined up and paying you.

The other thing is – my emergency fund has basically saved my life a few times since I graduated. (Just graduated in December 07). Make sure you have one of these!!! I didn’t have any income this year until the end of February, but I was still able to pay rent and buy groceries because of it. (After that I used half of it to pay off my car so I could make student loan payments when the grace period ends).

]]> By: michelle http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51163 michelle Fri, 16 May 2008 16:25:40 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51163 Get those student loans consolidated. I suppose it depends entirely on who your lender is. I had unsubsidized Direct Loans with variable rates that reset every July. I was able to consolidate and fix the interest rate at a good time. They even gave me a rate drop just for paying by EFT. Understanding your student loan is more important now that you have to start paying them. Get those student loans consolidated. I suppose it depends entirely on who your lender is. I had unsubsidized Direct Loans with variable rates that reset every July. I was able to consolidate and fix the interest rate at a good time. They even gave me a rate drop just for paying by EFT. Understanding your student loan is more important now that you have to start paying them.

]]> By: Chris http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51159 Chris Fri, 16 May 2008 15:34:45 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51159 If your graduating make sure that you get control of your finances. If you have any questions related to how to get your credit in gear post-graduation please visit - forum.studentplatinum.com If your graduating make sure that you get control of your finances. If you have any questions related to how to get your credit in gear post-graduation please visit – forum.studentplatinum.com

]]> By: Dan http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51099 Dan Thu, 15 May 2008 15:18:19 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51099 im graduating in a few weeks and would love to see a post regarding post-graduation jobs and whats important to look for in a package as far as 401K, benefits, and other long-term financial planning things go. Also I am having trouble deciding what is most cost effective post-grad... renting or taking out a mortgage and buying since its a buyers market right now. im graduating in a few weeks and would love to see a post regarding post-graduation jobs and whats important to look for in a package as far as 401K, benefits, and other long-term financial planning things go. Also I am having trouble deciding what is most cost effective post-grad… renting or taking out a mortgage and buying since its a buyers market right now.

]]> By: Foxie http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51098 Foxie Thu, 15 May 2008 15:10:41 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51098 Perhaps you'd do a little something on the best way to deal with student loans? I've got a few years until I graduate, but I wouldn't mind having a better idea of how to deal with consolidations, repayment schedules, etc. before I get there. (Especially advice from those who dealt with a break in between undergraduate and graduate studies, since that's probably what will happen to me.) Just my idea, since you askd! :) Perhaps you’d do a little something on the best way to deal with student loans? I’ve got a few years until I graduate, but I wouldn’t mind having a better idea of how to deal with consolidations, repayment schedules, etc. before I get there. (Especially advice from those who dealt with a break in between undergraduate and graduate studies, since that’s probably what will happen to me.)

Just my idea, since you askd! :)

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