Comments on: Graduating? Get It Together http://poorerthanyou.com/2008/05/14/graduating-get-it-together/ Talking about money, without being boring. Tue, 06 Jan 2009 10:48:28 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Slinky http://poorerthanyou.com/2008/05/14/graduating-get-it-together/comment-page-1/#comment-52768 Slinky Fri, 06 Jun 2008 19:11:45 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-52768 I'd love for you to post about pros/cons of storing an emergency fund in different places - online savings, money market, index, brick and mortar, etc. Also something about making sense of retirement accounts and beginning investments. I’d love for you to post about pros/cons of storing an emergency fund in different places - online savings, money market, index, brick and mortar, etc. Also something about making sense of retirement accounts and beginning investments.

]]> By: Ashley http://poorerthanyou.com/2008/05/14/graduating-get-it-together/comment-page-1/#comment-51169 Ashley Fri, 16 May 2008 18:41:25 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51169 There are just a couple things I'd like to mention - check on those consolidation loans to see if you will lose your grace period if you consolidate right after graduation. If you will lose it - I say wait 3-4 months before consolidating - unless you have a job already lined up and paying you. The other thing is - my emergency fund has basically saved my life a few times since I graduated. (Just graduated in December 07). Make sure you have one of these!!! I didn't have any income this year until the end of February, but I was still able to pay rent and buy groceries because of it. (After that I used half of it to pay off my car so I could make student loan payments when the grace period ends). There are just a couple things I’d like to mention - check on those consolidation loans to see if you will lose your grace period if you consolidate right after graduation. If you will lose it - I say wait 3-4 months before consolidating - unless you have a job already lined up and paying you.

The other thing is - my emergency fund has basically saved my life a few times since I graduated. (Just graduated in December 07). Make sure you have one of these!!! I didn’t have any income this year until the end of February, but I was still able to pay rent and buy groceries because of it. (After that I used half of it to pay off my car so I could make student loan payments when the grace period ends).

]]> By: michelle http://poorerthanyou.com/2008/05/14/graduating-get-it-together/comment-page-1/#comment-51163 michelle Fri, 16 May 2008 16:25:40 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51163 Get those student loans consolidated. I suppose it depends entirely on who your lender is. I had unsubsidized Direct Loans with variable rates that reset every July. I was able to consolidate and fix the interest rate at a good time. They even gave me a rate drop just for paying by EFT. Understanding your student loan is more important now that you have to start paying them. Get those student loans consolidated. I suppose it depends entirely on who your lender is. I had unsubsidized Direct Loans with variable rates that reset every July. I was able to consolidate and fix the interest rate at a good time. They even gave me a rate drop just for paying by EFT. Understanding your student loan is more important now that you have to start paying them.

]]> By: Chris http://poorerthanyou.com/2008/05/14/graduating-get-it-together/comment-page-1/#comment-51159 Chris Fri, 16 May 2008 15:34:45 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51159 If your graduating make sure that you get control of your finances. If you have any questions related to how to get your credit in gear post-graduation please visit - forum.studentplatinum.com If your graduating make sure that you get control of your finances. If you have any questions related to how to get your credit in gear post-graduation please visit - forum.studentplatinum.com

]]> By: Dan http://poorerthanyou.com/2008/05/14/graduating-get-it-together/comment-page-1/#comment-51099 Dan Thu, 15 May 2008 15:18:19 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51099 im graduating in a few weeks and would love to see a post regarding post-graduation jobs and whats important to look for in a package as far as 401K, benefits, and other long-term financial planning things go. Also I am having trouble deciding what is most cost effective post-grad... renting or taking out a mortgage and buying since its a buyers market right now. im graduating in a few weeks and would love to see a post regarding post-graduation jobs and whats important to look for in a package as far as 401K, benefits, and other long-term financial planning things go. Also I am having trouble deciding what is most cost effective post-grad… renting or taking out a mortgage and buying since its a buyers market right now.

]]> By: Foxie http://poorerthanyou.com/2008/05/14/graduating-get-it-together/comment-page-1/#comment-51098 Foxie Thu, 15 May 2008 15:10:41 +0000 http://poorerthanyou.com/2008/05/14/graduating-get-it-together/#comment-51098 Perhaps you'd do a little something on the best way to deal with student loans? I've got a few years until I graduate, but I wouldn't mind having a better idea of how to deal with consolidations, repayment schedules, etc. before I get there. (Especially advice from those who dealt with a break in between undergraduate and graduate studies, since that's probably what will happen to me.) Just my idea, since you askd! :) Perhaps you’d do a little something on the best way to deal with student loans? I’ve got a few years until I graduate, but I wouldn’t mind having a better idea of how to deal with consolidations, repayment schedules, etc. before I get there. (Especially advice from those who dealt with a break in between undergraduate and graduate studies, since that’s probably what will happen to me.)

Just my idea, since you askd! :)

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