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	<title>Comments on: Graduating? Top Ten Free Money Tips for Grads</title>
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	<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/</link>
	<description>Money issues for college students and 20-somethings, without being boring.</description>
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		<title>By: 101 Money Rules You Won&#8217;t Learn in School &#124; Online College Tips - Online Colleges</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-83278</link>
		<dc:creator>101 Money Rules You Won&#8217;t Learn in School &#124; Online College Tips - Online Colleges</dc:creator>
		<pubDate>Tue, 22 Dec 2009 03:42:41 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-83278</guid>
		<description>[...] Get a job, any job: If you can&#8217;t find a job, start volunteering. Having some kind of real-life experience on your resume will increase your chances of finding something that pays. [...]</description>
		<content:encoded><![CDATA[<p>[...] Get a job, any job: If you can&#8217;t find a job, start volunteering. Having some kind of real-life experience on your resume will increase your chances of finding something that pays. [...]</p>
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		<title>By: &#187; Blog Archive &#187; 100 Money-Saving Hacks for Living Large on a Student Budget</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-76845</link>
		<dc:creator>&#187; Blog Archive &#187; 100 Money-Saving Hacks for Living Large on a Student Budget</dc:creator>
		<pubDate>Wed, 12 Aug 2009 04:20:09 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-76845</guid>
		<description>[...] Freelance: Take on freelance jobs to earn a bit of money. [...]</description>
		<content:encoded><![CDATA[<p>[...] Freelance: Take on freelance jobs to earn a bit of money. [...]</p>
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		<title>By: Zen</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-59341</link>
		<dc:creator>Zen</dc:creator>
		<pubDate>Fri, 08 Aug 2008 19:32:37 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-59341</guid>
		<description>I agree with Nick.  Well done, and I hope to see more articles like this one.

Zen&#039;s last blog post..&lt;a href=&#039;http://zentricks.com/80-things-that-make-me-happy/&#039;&gt;80 Things That Make Me Happy&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I agree with Nick.  Well done, and I hope to see more articles like this one.</p>
<p>Zen&#8217;s last blog post..<a href='http://zentricks.com/80-things-that-make-me-happy/'>80 Things That Make Me Happy</a></p>
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		<title>By: Nick</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-54054</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Wed, 25 Jun 2008 12:18:29 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-54054</guid>
		<description>This is quite helpful for our new grads. Well actually, even for us who graduated years ago : )</description>
		<content:encoded><![CDATA[<p>This is quite helpful for our new grads. Well actually, even for us who graduated years ago : )</p>
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		<title>By: Brix at College Gifts</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-53384</link>
		<dc:creator>Brix at College Gifts</dc:creator>
		<pubDate>Tue, 17 Jun 2008 13:51:32 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-53384</guid>
		<description>These are undoubtedly useful tips.

Although college graduates have been honed and trained to take on the real world, they still need to know some more when it comes to money and finances.

Brix at College Gifts&#039;s last blog post..&lt;a href=&quot;http://collegegraduationgifts.blogspot.com/2008/06/visa-gift-cards-as-college-graduation.html&quot;&gt;Visa Gift Cards As College Graduation Gifts&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>These are undoubtedly useful tips.</p>
<p>Although college graduates have been honed and trained to take on the real world, they still need to know some more when it comes to money and finances.</p>
<p>Brix at College Gifts&#8217;s last blog post..<a href="http://collegegraduationgifts.blogspot.com/2008/06/visa-gift-cards-as-college-graduation.html">Visa Gift Cards As College Graduation Gifts</a></p>
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		<title>By: RBC p2p</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-53349</link>
		<dc:creator>RBC p2p</dc:creator>
		<pubDate>Mon, 16 Jun 2008 19:49:47 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-53349</guid>
		<description>&lt;strong&gt;Graduation: Changing Your Lifestyle...&lt;/strong&gt;

Two weeks ago, I was among hundreds of my peers dressed in blue robes. As we proceeded around the courtyard at my school, I’ll admit that it felt like a scene from Harry Potter, but it was—obviously—a little less magical......</description>
		<content:encoded><![CDATA[<p><strong>Graduation: Changing Your Lifestyle&#8230;</strong></p>
<p>Two weeks ago, I was among hundreds of my peers dressed in blue robes. As we proceeded around the courtyard at my school, I’ll admit that it felt like a scene from Harry Potter, but it was—obviously—a little less magical&#8230;&#8230;</p>
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		<title>By: Pamela Grundy</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-52695</link>
		<dc:creator>Pamela Grundy</dc:creator>
		<pubDate>Thu, 05 Jun 2008 19:00:06 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-52695</guid>
		<description>Good points about the cost and responsibility of owning a dog. As a dog owner myself I guess I&#039;m a bit biased. Maybe I should have suggested a houseplant instead--although, I seem to kill houseplants, whereas my dog is my friend for life. Points well taken though, thanks!</description>
		<content:encoded><![CDATA[<p>Good points about the cost and responsibility of owning a dog. As a dog owner myself I guess I&#8217;m a bit biased. Maybe I should have suggested a houseplant instead&#8211;although, I seem to kill houseplants, whereas my dog is my friend for life. Points well taken though, thanks!</p>
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		<title>By: Stephanie</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-52683</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Thu, 05 Jun 2008 16:48:28 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-52683</guid>
		<description>@Emily - I think you&#039;re absolutely right. I don&#039;t think MOST people are ready for the expense of a dog, actually (even some people that have owned dogs in the past!).
Most estimates put owning a dog at $600 a year or more - I&#039;d definitely say it&#039;s higher than that (based on my experience with my black lab!). Getting a dog is a big commitment, and I would suggest adding it to that list of &lt;a href=&quot;http://poorerthanyou.com/2008/06/04/graduating-make-a-budget-without-hurting-yourself/&quot;&gt;major purchases that people should not make during the first 6-8 months after graduation&lt;/a&gt;.</description>
		<content:encoded><![CDATA[<p>@Emily &#8211; I think you&#8217;re absolutely right. I don&#8217;t think MOST people are ready for the expense of a dog, actually (even some people that have owned dogs in the past!).<br />
Most estimates put owning a dog at $600 a year or more &#8211; I&#8217;d definitely say it&#8217;s higher than that (based on my experience with my black lab!). Getting a dog is a big commitment, and I would suggest adding it to that list of <a href="http://poorerthanyou.com/2008/06/04/graduating-make-a-budget-without-hurting-yourself/">major purchases that people should not make during the first 6-8 months after graduation</a>.</p>
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		<title>By: Emily @ Taking Charge</title>
		<link>http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-52676</link>
		<dc:creator>Emily @ Taking Charge</dc:creator>
		<pubDate>Thu, 05 Jun 2008 14:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/06/05/graduating-top-ten-free-money-tips-for-grads/#comment-52676</guid>
		<description>While I absolutely LOVE dogs, I would NOT recommend getting one to a fresh college graduate. I got a dog during senior year of college who is one of my most favorite things in the whole world, but I was not prepared for how expensive it would be. My first job out of school hardly paid anything and had no benefits, and I had to pay for flea medicine, dog food, treats, leash and collar, puppy pads, vet appts, etc. A few times she had random things happen like an eye infection that cost me several hundred dollars per visit. So while I am a huge dog-lover and can totally appreciate what you said about them providing excellent companionship, they can be wildly expensive. I would NOT recommend this to someone right out of college. Wait until you have a steady salary and have figured out your budget before you do that. Or, you can do what I did before I adopted my dog, and foster through a rescue program. That way you get to spend lots of time with a dog, but once they are adopted, you have a break before the next one -- and the rescue groups usually pay for all the expenses, such as medication, vet visits, etc.

Emily @ Taking Charge&#039;s last blog post..&lt;a href=&quot;http://blogs.creditcards.com/2008/05/fed-moves-to-close-timing-loophole-in-credit-card-payments.php&quot;&gt;Fed moves to close &#039;timing&#039; loophole in credit card payments&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>While I absolutely LOVE dogs, I would NOT recommend getting one to a fresh college graduate. I got a dog during senior year of college who is one of my most favorite things in the whole world, but I was not prepared for how expensive it would be. My first job out of school hardly paid anything and had no benefits, and I had to pay for flea medicine, dog food, treats, leash and collar, puppy pads, vet appts, etc. A few times she had random things happen like an eye infection that cost me several hundred dollars per visit. So while I am a huge dog-lover and can totally appreciate what you said about them providing excellent companionship, they can be wildly expensive. I would NOT recommend this to someone right out of college. Wait until you have a steady salary and have figured out your budget before you do that. Or, you can do what I did before I adopted my dog, and foster through a rescue program. That way you get to spend lots of time with a dog, but once they are adopted, you have a break before the next one &#8212; and the rescue groups usually pay for all the expenses, such as medication, vet visits, etc.</p>
<p>Emily @ Taking Charge&#8217;s last blog post..<a href="http://blogs.creditcards.com/2008/05/fed-moves-to-close-timing-loophole-in-credit-card-payments.php">Fed moves to close &#8216;timing&#8217; loophole in credit card payments</a></p>
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