The two sides of my brain were fighting just now. If you could sneak a microphone into my ear, you would have heard this:
“Oh… oh… my fingers itch! I want to do this so bad!”
“No! Wait until you get your paycheck on Friday!”
“But… but… but… I just got some PayPal payments and there’s enough money in the account!”
“Wait! It’s only a few days! Slow down!”
“Psssh… forget you! It’s just moving money between my checking and savings accounts… I can always move it back.”
And with that, I made the last payment into my Credit Card Payoff savings account.
My friends, that debt is gone.
Gone-ish. The cash is going to sit in the saving account until October, because my 0% APR lasts until the end of my November statement. I’m going to just collect the interest on the savings account, and make the minimum payments out of it, and then pay off the whole balance a month before the intro rate ends.
Tomorrow we’ll talk about what’s next. I’m gonna bask in the glow for just one day.