Comments on: Keeping Your Student Loans on a Short Leash http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/ Money issues for college students and 20-somethings, without being boring. Tue, 24 Apr 2012 13:02:17 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Mother Nature’s Subtle Message http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-318546 Mother Nature’s Subtle Message Wed, 01 Feb 2012 05:39:25 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-318546 [...] at Poorer than You has some great ideas on keeping college loans under control, they are something many students conveniently forget until payment hits, but you need ot be [...] [...] at Poorer than You has some great ideas on keeping college loans under control, they are something many students conveniently forget until payment hits, but you need ot be [...]

]]> By: Lee http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-235070 Lee Tue, 29 Nov 2011 22:39:56 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-235070 Student loan debt has become insane and has made it beneficial for many people to not even attend college. People do not need to go to college if they need an excessive amount of loans. Community college is always a great option. Student loan debt has become insane and has made it beneficial for many people to not even attend college. People do not need to go to college if they need an excessive amount of loans. Community college is always a great option.

]]> By: Amanda http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-68275 Amanda Tue, 14 Oct 2008 19:11:39 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-68275 Hi Stephanie! I came across your blog recently and being a college student with a lot of student loans, I can relate to a lot of what you are posting. I also intern for SimpleTuiton, an online student loan comparison tool that allows borrowers to see customized loan details before applying. More importantly, we offer a lot of great related sources for students in college, as well as those who have graduated. Here is a great article for your readers on what to do with your student loans upon graduation and what to expect. As you put it, student loans are important to stay on top of, yet many students don't. http://www.simpletuition.com/resource/students/after-graduation/student-loans-after-school/ Thanks again for the great tips! Hi Stephanie! I came across your blog recently and being a college student with a lot of student loans, I can relate to a lot of what you are posting.

I also intern for SimpleTuiton, an online student loan comparison tool that allows borrowers to see customized loan details before applying. More importantly, we offer a lot of great related sources for students in college, as well as those who have graduated.

Here is a great article for your readers on what to do with your student loans upon graduation and what to expect. As you put it, student loans are important to stay on top of, yet many students don’t.

http://www.simpletuition.com/resource/students/after-graduation/student-loans-after-school/

Thanks again for the great tips!

]]> By: Stephanie http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-65168 Stephanie Thu, 18 Sep 2008 14:14:18 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-65168 @Matt: Thanks, but I do have to admit, I didn't start out this way. I had to backpedal and look all this stuff up at the beginning of my third year. I would have been MUCH better off if I'd done it from the beginning, but even doing it midway made a big difference! @Matt:
Thanks, but I do have to admit, I didn’t start out this way. I had to backpedal and look all this stuff up at the beginning of my third year. I would have been MUCH better off if I’d done it from the beginning, but even doing it midway made a big difference!

]]> By: Matt http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-65167 Matt Thu, 18 Sep 2008 13:57:47 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-65167 Wow - I wish I was as diligent and organized as you in college! Not knowing or caring who I owed money to has me still working today (7 years out of college) to get things cleaned up. By not paying attention and keeping track of my loans I ended up with private loans in collections. They have been stuck there the entire time and since they are private there does not seem to be a rehabilitation program. Great advice and great post! Take it from me, not keeping up on this stuff makes it difficult down the road. Wow – I wish I was as diligent and organized as you in college! Not knowing or caring who I owed money to has me still working today (7 years out of college) to get things cleaned up.

By not paying attention and keeping track of my loans I ended up with private loans in collections. They have been stuck there the entire time and since they are private there does not seem to be a rehabilitation program.

Great advice and great post! Take it from me, not keeping up on this stuff makes it difficult down the road.

]]> By: Summer Fades Roundup — Broke Grad Student http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61576 Summer Fades Roundup — Broke Grad Student Thu, 21 Aug 2008 11:03:30 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61576 [...] Keeping Your Student Loans on a Short Leash at Poorer Than You [...] [...] Keeping Your Student Loans on a Short Leash at Poorer Than You [...]

]]> By: Mid-Week Round-Up http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61356 Mid-Week Round-Up Wed, 20 Aug 2008 10:31:09 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61356 [...] Poorer Than You has some useful advice for students about keeping your student loans on a short leash. [...] [...] Poorer Than You has some useful advice for students about keeping your student loans on a short leash. [...]

]]> By: Richard http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61268 Richard Wed, 20 Aug 2008 00:38:49 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61268 Student loan debt is real for a lot of people. Some universities have tripled their fees in the last 10 years! Has the education gotten better? Regardless, there will be a record # of applicants this year, I'm sure. Richard's last blog post..<a href="http://faves.com/users/fastcart14/dot/125025442796">Banks offer 28% discount to O.C. foreclosure shoppers - Mortgage Insider - OCRegister.com</a> Student loan debt is real for a lot of people.

Some universities have tripled their fees in the last 10 years! Has the education gotten better?

Regardless, there will be a record # of applicants this year, I’m sure.

Richard’s last blog post..Banks offer 28% discount to O.C. foreclosure shoppers – Mortgage Insider – OCRegister.com

]]> By: Bad Advice… for Free! http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61159 Bad Advice… for Free! Tue, 19 Aug 2008 11:05:37 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61159 [...] Poorer Than You: Keeping Your Student Loans on a Short Leash [...] [...] Poorer Than You: Keeping Your Student Loans on a Short Leash [...]

]]> By: MoneyGrubbingLawyer http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61048 MoneyGrubbingLawyer Mon, 18 Aug 2008 18:33:56 +0000 http://poorerthanyou.com/2008/08/14/keeping-your-student-loans-on-a-short-leash/#comment-61048 Great post and excellent advice! You're quite right about many students having no idea who they owe, what they owe, or what they're going to owe on graduation. Besides your tips above, I would also suggest that students set up a good budget spreadsheet and update it when they run their loan calculations. Not only is this a good habit to develop, it also lets you see the impact that your spending while a student will have on your total loan obligations and the difference that adjustments to your budget can make on the big picture. Great post and excellent advice!

You’re quite right about many students having no idea who they owe, what they owe, or what they’re going to owe on graduation.

Besides your tips above, I would also suggest that students set up a good budget spreadsheet and update it when they run their loan calculations. Not only is this a good habit to develop, it also lets you see the impact that your spending while a student will have on your total loan obligations and the difference that adjustments to your budget can make on the big picture.

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