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	<title>Comments on: Ask the Readers: Replace the Car, or What?</title>
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	<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/</link>
	<description>Talking about money, without being boring.</description>
	<pubDate>Tue, 06 Jan 2009 09:13:45 +0000</pubDate>
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		<title>By: Cabe</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-69711</link>
		<dc:creator>Cabe</dc:creator>
		<pubDate>Mon, 29 Dec 2008 18:05:15 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-69711</guid>
		<description>I hope that my car doesn't rust through. It is a salty winter already and it is kind of an old car. I will have to check it out for sure. I say he goes for a new car and pays off the loan fast. That would keep the most money in his pocket it seems.</description>
		<content:encoded><![CDATA[<p>I hope that my car doesn&#8217;t rust through. It is a salty winter already and it is kind of an old car. I will have to check it out for sure. I say he goes for a new car and pays off the loan fast. That would keep the most money in his pocket it seems.</p>
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		<title>By: LAL</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-65616</link>
		<dc:creator>LAL</dc:creator>
		<pubDate>Mon, 22 Sep 2008 00:35:03 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-65616</guid>
		<description>Interesting dilemma. We're getting close to the same boat.  However, I think I would keep driving the new car to milk it till May.  At which time you should figure out where you get a job and what your car needs will be. What if you get a job with a car provided?  Or what if you need something fancier and get a car allowance?</description>
		<content:encoded><![CDATA[<p>Interesting dilemma. We&#8217;re getting close to the same boat.  However, I think I would keep driving the new car to milk it till May.  At which time you should figure out where you get a job and what your car needs will be. What if you get a job with a car provided?  Or what if you need something fancier and get a car allowance?</p>
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		<title>By: Lori Duprey</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-64893</link>
		<dc:creator>Lori Duprey</dc:creator>
		<pubDate>Tue, 16 Sep 2008 01:16:07 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-64893</guid>
		<description>The goal of my first car, which I got in high school, was to get me through college. I studied abroad my last semester, and when I came back, it failed inspection. I was told that the underside was completely rusted out, unsafe to drive, and not worth it to fix. This was very upsetting because it was only a 93 with maybe 80k on it. Stupid northeast! So, I feel your pain.

I sold it for parts and got $300. It has been three months, and I have not yet replaced the car. When I got my job, I made sure to find an apartment within walking distance. My fiance is still a student, but he has a truck to get around. I walk to work everyday, and when I need a car- I borrow his, or catch a ride with friends or family. I pay for gas, and so far, it has been working out fine. I'm saving for a car, and have started to do some research on what I want. 

Personally, I really don't mind being without a car. Sure I like driving, but I've never been stranded and not having a car payment is making saving so much easier! I dont think I could do this forever, but its good for the environment, I'm getting daily exercise, and saving up.

My recommendation: talk to your friends. See if you can throw them some gas money, instead of putting it into the car you want to get rid of soon. Start shopping for what you want, so you know how much you need to save. If you car is unsafe, dont take chances, especially in Rochester. You really dont want to get stranded on a cold blustery day, even with a cell-phone, I wouldnt risk it.

Best of luck!</description>
		<content:encoded><![CDATA[<p>The goal of my first car, which I got in high school, was to get me through college. I studied abroad my last semester, and when I came back, it failed inspection. I was told that the underside was completely rusted out, unsafe to drive, and not worth it to fix. This was very upsetting because it was only a 93 with maybe 80k on it. Stupid northeast! So, I feel your pain.</p>
<p>I sold it for parts and got $300. It has been three months, and I have not yet replaced the car. When I got my job, I made sure to find an apartment within walking distance. My fiance is still a student, but he has a truck to get around. I walk to work everyday, and when I need a car- I borrow his, or catch a ride with friends or family. I pay for gas, and so far, it has been working out fine. I&#8217;m saving for a car, and have started to do some research on what I want. </p>
<p>Personally, I really don&#8217;t mind being without a car. Sure I like driving, but I&#8217;ve never been stranded and not having a car payment is making saving so much easier! I dont think I could do this forever, but its good for the environment, I&#8217;m getting daily exercise, and saving up.</p>
<p>My recommendation: talk to your friends. See if you can throw them some gas money, instead of putting it into the car you want to get rid of soon. Start shopping for what you want, so you know how much you need to save. If you car is unsafe, dont take chances, especially in Rochester. You really dont want to get stranded on a cold blustery day, even with a cell-phone, I wouldnt risk it.</p>
<p>Best of luck!</p>
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		<title>By: Justin</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-64882</link>
		<dc:creator>Justin</dc:creator>
		<pubDate>Mon, 15 Sep 2008 21:12:44 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-64882</guid>
		<description>I think the previous post by BW might be the right idea...

I would drive you car until you can't drive it anymore. Just wait for things to rust out and keep periodically checking underneath the car to make sure things aren't unsafe. Like you mentioned you should also rinse the bottom off as much as possible. Then once the car is no longer safe go out and buy a nice reliable used car in the $3,000-$4,000 range.

There's no need to spend $7,000-$10,000 to get a reliable car. I bought my 1997 Chevy Cavalier in 2003 for $3,000. It is comparable to yours and it's lasted me this long and still going strong. 5 years is plenty of time for you to save up for a very nice car especially if you'll be graduating soon and getting a job.

Just on a side note... if you really want to be frugal when it comes to cars you should try to learn how to work on them yourself. It's a huge help if you buy the factory service manuals as they lay everything out step by step as long as you have some mechanical knowledge.

Last week I had an axle, bearing, and ball joint go bad. I got a free estimate at the place where I get my oil changed (they have a student discount) and they quoted me at $490. I went to the auto parts stores and bought parts with lifetime warranties and only spent $221 and some change.</description>
		<content:encoded><![CDATA[<p>I think the previous post by BW might be the right idea&#8230;</p>
<p>I would drive you car until you can&#8217;t drive it anymore. Just wait for things to rust out and keep periodically checking underneath the car to make sure things aren&#8217;t unsafe. Like you mentioned you should also rinse the bottom off as much as possible. Then once the car is no longer safe go out and buy a nice reliable used car in the $3,000-$4,000 range.</p>
<p>There&#8217;s no need to spend $7,000-$10,000 to get a reliable car. I bought my 1997 Chevy Cavalier in 2003 for $3,000. It is comparable to yours and it&#8217;s lasted me this long and still going strong. 5 years is plenty of time for you to save up for a very nice car especially if you&#8217;ll be graduating soon and getting a job.</p>
<p>Just on a side note&#8230; if you really want to be frugal when it comes to cars you should try to learn how to work on them yourself. It&#8217;s a huge help if you buy the factory service manuals as they lay everything out step by step as long as you have some mechanical knowledge.</p>
<p>Last week I had an axle, bearing, and ball joint go bad. I got a free estimate at the place where I get my oil changed (they have a student discount) and they quoted me at $490. I went to the auto parts stores and bought parts with lifetime warranties and only spent $221 and some change.</p>
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		<title>By: zack</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-63485</link>
		<dc:creator>zack</dc:creator>
		<pubDate>Thu, 04 Sep 2008 04:13:08 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-63485</guid>
		<description>Thanks for all the comments, everyone.  Gives me some perspective, anyway.

I guess the hardest part of this is the timing.  I can't justify buying a cheap car to get me through from now until May any more than simply sinking that same money into repairing the one I have until then (which seems to be the greener and easier on my sanity option).

I think what I may do is see the car through until January, driving less and making sure to keep it clean when the roads are salty.  Once January rolls around, I'll take it in to get inspected, and if it works (and the parts aren't falling out), hold out until May.  If not, I'll be looking for a replacement, I suppose.</description>
		<content:encoded><![CDATA[<p>Thanks for all the comments, everyone.  Gives me some perspective, anyway.</p>
<p>I guess the hardest part of this is the timing.  I can&#8217;t justify buying a cheap car to get me through from now until May any more than simply sinking that same money into repairing the one I have until then (which seems to be the greener and easier on my sanity option).</p>
<p>I think what I may do is see the car through until January, driving less and making sure to keep it clean when the roads are salty.  Once January rolls around, I&#8217;ll take it in to get inspected, and if it works (and the parts aren&#8217;t falling out), hold out until May.  If not, I&#8217;ll be looking for a replacement, I suppose.</p>
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		<title>By: Jack</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-63314</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Tue, 02 Sep 2008 22:28:16 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-63314</guid>
		<description>The wife and I went through a similar situation with our 1995 Corolla with 150k+, except our problem had nothing to do with rust and everything to do with a leaky head gasket.  For us, we decided to do what we could with our car until we saved enough money to get a 'new' (used) car.  As of right now we have saved $5000 and still drive it around.  The way things look we could be driving it for many months more until the gig is up and it finally goes the way of the buffalo.

But we live in sunny San Diego so don't have to worry about falling out of the bottom of my car at 65 MPH.  I can also rely on human powered transportation 340 days a year without fear of getting wet or frozen to death.</description>
		<content:encoded><![CDATA[<p>The wife and I went through a similar situation with our 1995 Corolla with 150k+, except our problem had nothing to do with rust and everything to do with a leaky head gasket.  For us, we decided to do what we could with our car until we saved enough money to get a &#8216;new&#8217; (used) car.  As of right now we have saved $5000 and still drive it around.  The way things look we could be driving it for many months more until the gig is up and it finally goes the way of the buffalo.</p>
<p>But we live in sunny San Diego so don&#8217;t have to worry about falling out of the bottom of my car at 65 MPH.  I can also rely on human powered transportation 340 days a year without fear of getting wet or frozen to death.</p>
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		<title>By: Slinky</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-63285</link>
		<dc:creator>Slinky</dc:creator>
		<pubDate>Tue, 02 Sep 2008 15:03:21 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-63285</guid>
		<description>I was in roughly this situation all through college, except my car was a '91 with 200,000 miles on it.  We also have snowy, salty winters, so lots of rust. I just plain could not afford a new car though. I had to replace some smaller things, but the only major repair I ever made was the radiator which was completely rusted through. (no front grille will do that). 

Since getting a new car seems to be an option, I would begin saving money for a new car, and drive this one until it breaks. When it does, get the new one. I can advise this because it's exactly what I did after school when my income increased to where this was an option. (My car broke two weeks after graduation.) So unless you think things are going to just start falling off, or your car has a history of breaking in a completely nonfunctional manner, that's what I would do. Also if you have transmission problems, all bets are off.</description>
		<content:encoded><![CDATA[<p>I was in roughly this situation all through college, except my car was a &#8216;91 with 200,000 miles on it.  We also have snowy, salty winters, so lots of rust. I just plain could not afford a new car though. I had to replace some smaller things, but the only major repair I ever made was the radiator which was completely rusted through. (no front grille will do that). </p>
<p>Since getting a new car seems to be an option, I would begin saving money for a new car, and drive this one until it breaks. When it does, get the new one. I can advise this because it&#8217;s exactly what I did after school when my income increased to where this was an option. (My car broke two weeks after graduation.) So unless you think things are going to just start falling off, or your car has a history of breaking in a completely nonfunctional manner, that&#8217;s what I would do. Also if you have transmission problems, all bets are off.</p>
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		<title>By: Labor Day Weekend Roundup &#8212; Broke Grad Student</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-63261</link>
		<dc:creator>Labor Day Weekend Roundup &#8212; Broke Grad Student</dc:creator>
		<pubDate>Tue, 02 Sep 2008 11:02:29 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-63261</guid>
		<description>[...] Ask the Readers: Replace the Car, or What? at Poorer Than You [...]</description>
		<content:encoded><![CDATA[<p>[...] Ask the Readers: Replace the Car, or What? at Poorer Than You [...]</p>
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		<title>By: BW</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-63208</link>
		<dc:creator>BW</dc:creator>
		<pubDate>Tue, 02 Sep 2008 01:45:21 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-63208</guid>
		<description>A good option could be to get a fairly reliable yet very cheap car, like a mid-90s Ford Taurus for $2000 or so.  That would probably last for the remainder of your college career and then you could buy a nicer car when you start to work full time.</description>
		<content:encoded><![CDATA[<p>A good option could be to get a fairly reliable yet very cheap car, like a mid-90s Ford Taurus for $2000 or so.  That would probably last for the remainder of your college career and then you could buy a nicer car when you start to work full time.</p>
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		<title>By: Botox Guy</title>
		<link>http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/comment-page-1/#comment-63102</link>
		<dc:creator>Botox Guy</dc:creator>
		<pubDate>Mon, 01 Sep 2008 05:00:11 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/08/29/ask-the-readers-replace-the-car-or-what/#comment-63102</guid>
		<description>I have also been contemplating buying a new car, but i'm not sure i can handle the loss o selling my current vehicle. IMO it is not worth selling something that is currently fulfilling it's purpose. Even tho your friends car is rusty he will not get much outta selling it. Probably be worth keeping t and saving money for the year while considering a cheaper form of transportation like the bus to extend the life of the current vehicle.</description>
		<content:encoded><![CDATA[<p>I have also been contemplating buying a new car, but i&#8217;m not sure i can handle the loss o selling my current vehicle. IMO it is not worth selling something that is currently fulfilling it&#8217;s purpose. Even tho your friends car is rusty he will not get much outta selling it. Probably be worth keeping t and saving money for the year while considering a cheaper form of transportation like the bus to extend the life of the current vehicle.</p>
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