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	<title>Comments on: College Money Tip #1: Where It All Begins</title>
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	<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/</link>
	<description>Money issues for college students and 20-somethings, without being boring.</description>
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		<title>By: Zach</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-81286</link>
		<dc:creator>Zach</dc:creator>
		<pubDate>Tue, 10 Nov 2009 21:01:46 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-81286</guid>
		<description>Yep, tracking spending and creating a budget it the key.  This is something I wish my parents would have spent some time teaching me before I headed off to college.  I had to learn it all the hard way!</description>
		<content:encoded><![CDATA[<p>Yep, tracking spending and creating a budget it the key.  This is something I wish my parents would have spent some time teaching me before I headed off to college.  I had to learn it all the hard way!</p>
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		<title>By: Jennifer</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-74212</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Thu, 28 May 2009 22:46:55 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-74212</guid>
		<description>Great Idea.  My little brother is about enter college next semester, I should have have him read this.  He is not very good at keeping track of his spendings unlike me.  Thanks for the tips again, hopefully he&#039;ll find useful!  I know I learned a thing or two already. &lt;a href=&quot;http://oicollege.com/&quot; rel=&quot;nofollow&quot;&gt;College Stories&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Great Idea.  My little brother is about enter college next semester, I should have have him read this.  He is not very good at keeping track of his spendings unlike me.  Thanks for the tips again, hopefully he&#8217;ll find useful!  I know I learned a thing or two already. <a href="http://oicollege.com/" rel="nofollow">College Stories</a></p>
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		<title>By: Kelly</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-70144</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Mon, 12 Jan 2009 16:46:57 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-70144</guid>
		<description>Im going to start tracking today.. thanks. (looking forward to reading tips 2-5 now)</description>
		<content:encoded><![CDATA[<p>Im going to start tracking today.. thanks. (looking forward to reading tips 2-5 now)</p>
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		<title>By: Ashley515</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68998</link>
		<dc:creator>Ashley515</dc:creator>
		<pubDate>Thu, 04 Dec 2008 20:08:42 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68998</guid>
		<description>Hey Stephanie: 

Thanks for all your great tips on saving money! I know it’s such an important time right now for us as college students to be careful what we spend our money on. I know I’m broke! I happened to run into this contest yesterday, http://indebted.mtvu.com/the-challenge/, might help me pay off some of my bills! 

-Ashley</description>
		<content:encoded><![CDATA[<p>Hey Stephanie: </p>
<p>Thanks for all your great tips on saving money! I know it’s such an important time right now for us as college students to be careful what we spend our money on. I know I’m broke! I happened to run into this contest yesterday, <a href="http://indebted.mtvu.com/the-challenge/" rel="nofollow">http://indebted.mtvu.com/the-challenge/</a>, might help me pay off some of my bills! </p>
<p>-Ashley</p>
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		<title>By: College Finance 101 &#187; Blog Archive &#187; Recommended Reading From College Money Network</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68896</link>
		<dc:creator>College Finance 101 &#187; Blog Archive &#187; Recommended Reading From College Money Network</dc:creator>
		<pubDate>Mon, 24 Nov 2008 15:09:07 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68896</guid>
		<description>[...] Poorer Than You updates gives us the College Money Tip #1: Where It All Begins. [...]</description>
		<content:encoded><![CDATA[<p>[...] Poorer Than You updates gives us the College Money Tip #1: Where It All Begins. [...]</p>
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		<title>By: Kirk</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68744</link>
		<dc:creator>Kirk</dc:creator>
		<pubDate>Fri, 07 Nov 2008 15:01:33 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68744</guid>
		<description>i couldn&#039;t agree more... that is what i do too, i&#039;m pretty &#039;oc&#039; when it comes to tracking my expenditures, even include little purchases such as coffee and doughnuts...</description>
		<content:encoded><![CDATA[<p>i couldn&#8217;t agree more&#8230; that is what i do too, i&#8217;m pretty &#8216;oc&#8217; when it comes to tracking my expenditures, even include little purchases such as coffee and doughnuts&#8230;</p>
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		<title>By: 11.2.08 Featured blogs of the weekend &#171; Student Bloggers</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68681</link>
		<dc:creator>11.2.08 Featured blogs of the weekend &#171; Student Bloggers</dc:creator>
		<pubDate>Mon, 03 Nov 2008 16:35:10 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68681</guid>
		<description>[...] [Poorer Than You] starts a financial tip series with how to achieve the most essential thing we can do-track what you spend. [...]</description>
		<content:encoded><![CDATA[<p>[...] [Poorer Than You] starts a financial tip series with how to achieve the most essential thing we can do-track what you spend. [...]</p>
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		<title>By: Rebecca Kelsey</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68680</link>
		<dc:creator>Rebecca Kelsey</dc:creator>
		<pubDate>Mon, 03 Nov 2008 16:22:29 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68680</guid>
		<description>Very true! I was also a big spender and when I started keeping track of everything I became much more aware and responsible financially! 

Hi! I found you on The College Blog Network.</description>
		<content:encoded><![CDATA[<p>Very true! I was also a big spender and when I started keeping track of everything I became much more aware and responsible financially! </p>
<p>Hi! I found you on The College Blog Network.</p>
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		<title>By: Michelle</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68671</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Sun, 02 Nov 2008 18:32:24 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68671</guid>
		<description>I just want to thank you for your blog and also for these tips of the week. I look forward to the next one. I need someone like you to break it down into small steps like this; I truly appreciate it.</description>
		<content:encoded><![CDATA[<p>I just want to thank you for your blog and also for these tips of the week. I look forward to the next one. I need someone like you to break it down into small steps like this; I truly appreciate it.</p>
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		<title>By: Don</title>
		<link>http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68668</link>
		<dc:creator>Don</dc:creator>
		<pubDate>Sun, 02 Nov 2008 05:55:31 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/10/31/college-money-tip-1-where-it-all-begins/#comment-68668</guid>
		<description>Tip #2.  If you don&#039;t have Excel then use Gnumeric or the spreadsheet in OpenOffice.  Both are free software.

http://www.gnome.org/projects/gnumeric/
http://www.openoffice.org/

In fact, there is a whole world of free software out there, and most people don&#039;t know much about it.  Ok, they often know about Firefox, but that is really just the tip of the iceberg.

And you are one of those people that infringe on software copyrights while using the excuse that you couldn&#039;t afford to buy it anyway (so the company isn&#039;t really losing money), you might even consider free software the path back to your honor.

If you&#039;ve already paid for Excel, well, admittedly it is a fine program.  It&#039;s not free software, but it works great.  If you&#039;d like to know more about the geek social movement that is free software, I&#039;d probably start at: http://www.fsf.org/about/what-is-free-software

There you are, my little tip of the week.  It may not be &quot;track what you spend,&quot; but it is what it is, a small good deed done.</description>
		<content:encoded><![CDATA[<p>Tip #2.  If you don&#8217;t have Excel then use Gnumeric or the spreadsheet in OpenOffice.  Both are free software.</p>
<p><a href="http://www.gnome.org/projects/gnumeric/" rel="nofollow">http://www.gnome.org/projects/gnumeric/</a><br />
<a href="http://www.openoffice.org/" rel="nofollow">http://www.openoffice.org/</a></p>
<p>In fact, there is a whole world of free software out there, and most people don&#8217;t know much about it.  Ok, they often know about Firefox, but that is really just the tip of the iceberg.</p>
<p>And you are one of those people that infringe on software copyrights while using the excuse that you couldn&#8217;t afford to buy it anyway (so the company isn&#8217;t really losing money), you might even consider free software the path back to your honor.</p>
<p>If you&#8217;ve already paid for Excel, well, admittedly it is a fine program.  It&#8217;s not free software, but it works great.  If you&#8217;d like to know more about the geek social movement that is free software, I&#8217;d probably start at: <a href="http://www.fsf.org/about/what-is-free-software" rel="nofollow">http://www.fsf.org/about/what-is-free-software</a></p>
<p>There you are, my little tip of the week.  It may not be &#8220;track what you spend,&#8221; but it is what it is, a small good deed done.</p>
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