Comments on: Five Tricks I Used to Pay Off My Credit Card http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/ Money issues for college students and 20-somethings, without being boring. Tue, 24 Apr 2012 13:02:17 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Jenn Smith http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-98763 Jenn Smith Sun, 01 Aug 2010 03:00:23 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-98763 I pay my credit card every two weeks when I get paid, each one more than the actual minimum payment. I hope to be credit card debt free within 18 months! I don't ever want anymore on my credit card than I can pay off per month after this. It just makes me sick looking at the balance. I pay my credit card every two weeks when I get paid, each one more than the actual minimum payment. I hope to be credit card debt free within 18 months! I don’t ever want anymore on my credit card than I can pay off per month after this. It just makes me sick looking at the balance.

]]> By: Michelle @ Merchant Advance http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-93495 Michelle @ Merchant Advance Wed, 02 Jun 2010 03:20:54 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-93495 This is exactly handling your credit the smart way. Paying your bills on time won't only give you a better credit score, it will also make life much easier for you. I also agree with if you Find more money, throw it at the card, lets face it the debt that we have in the first place was made by us, unless someone stole out credit card and started shopping with it, so we have to be responsible enough to keep our credits in check or the debt will just pile up until we lose track of it. This is exactly handling your credit the smart way. Paying your bills on time won’t only give you a better credit score, it will also make life much easier for you. I also agree with if you Find more money, throw it at the card, lets face it the debt that we have in the first place was made by us, unless someone stole out credit card and started shopping with it, so we have to be responsible enough to keep our credits in check or the debt will just pile up until we lose track of it.

]]> By: David Kamau http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-88882 David Kamau Sun, 04 Apr 2010 21:28:07 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-88882 You might want to avoid debt consolidation services. Why? Well, while the provide a useful service, they do have a negative side (actually more than one). For one, you will be required to close all your revolving credit accounts. This will surely cause your credit score to plummet. Also, if you use the wrong company you could find yourself owing fees that might leave you a bigger payment than previously. You might want to avoid debt consolidation services. Why? Well, while the provide a useful service, they do have a negative side (actually more than one). For one, you will be required to close all your revolving credit accounts. This will surely cause your credit score to plummet. Also, if you use the wrong company you could find yourself owing fees that might leave you a bigger payment than previously.

]]> By: Annie @ Credit Dispute http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-76169 Annie @ Credit Dispute Mon, 27 Jul 2009 06:55:41 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-76169 Very useful tips Steph. It is always better to pay off all credit card debt that you charge during the month. Very useful tips Steph. It is always better to pay off all credit card debt that you charge during the month.

]]> By: Ann http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-75244 Ann Thu, 02 Jul 2009 19:00:24 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-75244 Being in credit card debt is a very scary place to be. The worry, stress, and even depression that comes with it is sometimes overwhelming. While it may seem there is no solution out there, you can get help and learn how to get out of debt. Being in credit card debt is a very scary place to be. The worry, stress, and even depression that comes with it is sometimes overwhelming. While it may seem there is no solution out there, you can get help and learn how to get out of debt.

]]> By: Tracie http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-73729 Tracie Thu, 23 Apr 2009 06:11:17 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-73729 Thanks for the information. Useful tips for everyone these days. Thanks for the information. Useful tips for everyone these days.

]]> By: Blondie http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69487 Blondie Tue, 23 Dec 2008 17:49:51 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69487 I have slowly been doing this over the past couple of years. I am starting to see the light at the end of the tunnel. Another tip: when you pay your minimum due or plus consistently for more than 6months (I gave it a year) you can request a lower interest rate. And if you keep paying on time, keep requesting even lower rates once every 3 months. By doing this I have cut my interest rates in half. I have slowly been doing this over the past couple of years. I am starting to see the light at the end of the tunnel. Another tip: when you pay your minimum due or plus consistently for more than 6months (I gave it a year) you can request a lower interest rate. And if you keep paying on time, keep requesting even lower rates once every 3 months. By doing this I have cut my interest rates in half.

]]> By: Urging You To Learn About Money - California Loan Find http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69448 Urging You To Learn About Money - California Loan Find Mon, 22 Dec 2008 02:26:37 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69448 [...] Five Tricks I Used to Pay Off My Credit Card - this was written by Stephanie at Poorer Than You. There is a lot of good information for college [...] [...] Five Tricks I Used to Pay Off My Credit Card – this was written by Stephanie at Poorer Than You. There is a lot of good information for college [...]

]]> By: Brentos http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69055 Brentos Wed, 10 Dec 2008 06:33:48 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69055 Eight credit cards you say? Heard a stat awhile ago that said the AVERAGE American has 6 credit cards. That must the average per family. I can't believe that could be true. Brentos Eight credit cards you say? Heard a stat awhile ago that said the AVERAGE American has 6 credit cards.

That must the average per family. I can’t believe that could be true.

Brentos

]]> By: Naomi http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69054 Naomi Wed, 10 Dec 2008 04:24:09 +0000 http://poorerthanyou.com/2008/12/03/five-tricks-i-used-to-pay-off-my-credit-card/#comment-69054 These are really good tips. I had a roommate who had like eight credit cards and was always buying stuff. Craziness! It made me so nervous for him. I would rather live low... slow and steady! These are really good tips. I had a roommate who had like eight credit cards and was always buying stuff. Craziness! It made me so nervous for him. I would rather live low… slow and steady!

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