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	<title>Comments on: A Holly Jolly Giveaway from the College Money Network</title>
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	<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/</link>
	<description>Money issues for college students and 20-somethings, without being boring.</description>
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		<title>By: Laura K</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69175</link>
		<dc:creator>Laura K</dc:creator>
		<pubDate>Wed, 17 Dec 2008 04:07:21 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69175</guid>
		<description>I am giving framed photographs from the past year - meaningful and inexpsensive! I&#039;ve also done a lot of bargain shopping and have sought gifts that will be useful to the recipient and that don&#039;t break the bank.</description>
		<content:encoded><![CDATA[<p>I am giving framed photographs from the past year &#8211; meaningful and inexpsensive! I&#8217;ve also done a lot of bargain shopping and have sought gifts that will be useful to the recipient and that don&#8217;t break the bank.</p>
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		<title>By: Katelynn Sortino</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69151</link>
		<dc:creator>Katelynn Sortino</dc:creator>
		<pubDate>Tue, 16 Dec 2008 00:57:48 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69151</guid>
		<description>I&#039;m making my grandma a Christmas gift this year instead of buying her one... I&#039;m going to write 365 encouraging things for her to read (stories, quotes, scriptures, things I love about her, ect) and put them in a jar... one for each day of the year!</description>
		<content:encoded><![CDATA[<p>I&#8217;m making my grandma a Christmas gift this year instead of buying her one&#8230; I&#8217;m going to write 365 encouraging things for her to read (stories, quotes, scriptures, things I love about her, ect) and put them in a jar&#8230; one for each day of the year!</p>
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		<title>By: H Lee D</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69106</link>
		<dc:creator>H Lee D</dc:creator>
		<pubDate>Sat, 13 Dec 2008 17:01:06 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69106</guid>
		<description>I had a chat with siblings.  We basically had been exchanging equal-value gift cards for Christmas, so we finally decided to stop doing it.

With girlfriends, there&#039;s a small group of us who are pretty tight.  Instead of gift-giving, I organized a &quot;ladies&#039; tea&quot; on an afternoon when we were all available.  With busy schedules, having an afternoon together to talk and laugh is worth more than anything any of us could have purchased.</description>
		<content:encoded><![CDATA[<p>I had a chat with siblings.  We basically had been exchanging equal-value gift cards for Christmas, so we finally decided to stop doing it.</p>
<p>With girlfriends, there&#8217;s a small group of us who are pretty tight.  Instead of gift-giving, I organized a &#8220;ladies&#8217; tea&#8221; on an afternoon when we were all available.  With busy schedules, having an afternoon together to talk and laugh is worth more than anything any of us could have purchased.</p>
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		<title>By: Rachel</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69091</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Sat, 13 Dec 2008 04:05:53 +0000</pubDate>
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		<description>I bought Christmas-themed tins for 99 cents each at the local thrift shop, and I&#039;m going to fill them with chocolate-chip cookies, baked with ingredients that were bought on sale in November and then frozen. I realize the second part sounds a bit like frugality overkill, but I&#039;m a student, and every saved penny helps.</description>
		<content:encoded><![CDATA[<p>I bought Christmas-themed tins for 99 cents each at the local thrift shop, and I&#8217;m going to fill them with chocolate-chip cookies, baked with ingredients that were bought on sale in November and then frozen. I realize the second part sounds a bit like frugality overkill, but I&#8217;m a student, and every saved penny helps.</p>
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		<title>By: Pallavi</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69086</link>
		<dc:creator>Pallavi</dc:creator>
		<pubDate>Fri, 12 Dec 2008 22:35:30 +0000</pubDate>
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		<description>Magazine subscriptions!  I&#039;ve subscribed to several magazines via Ebay (for Seventeen, Marie Claire, Shape, etc.) often for as littlle as $3.95/year.  This year, I will be giving subscriptions to my friends and family, at a greatly discounted price.</description>
		<content:encoded><![CDATA[<p>Magazine subscriptions!  I&#8217;ve subscribed to several magazines via Ebay (for Seventeen, Marie Claire, Shape, etc.) often for as littlle as $3.95/year.  This year, I will be giving subscriptions to my friends and family, at a greatly discounted price.</p>
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		<title>By: Markemmanuel</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69085</link>
		<dc:creator>Markemmanuel</dc:creator>
		<pubDate>Fri, 12 Dec 2008 20:57:31 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69085</guid>
		<description>Synthetic Tree. :)  You don&#039;t have to buy a new tree every year.  I also worked retail part time to save money on certain presents.  I have more listed on my site.  :)

--mark--</description>
		<content:encoded><![CDATA[<p>Synthetic Tree. <img src='http://poorerthanyou.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   You don&#8217;t have to buy a new tree every year.  I also worked retail part time to save money on certain presents.  I have more listed on my site.  <img src='http://poorerthanyou.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>&#8211;mark&#8211;</p>
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		<title>By: Noreen</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69084</link>
		<dc:creator>Noreen</dc:creator>
		<pubDate>Fri, 12 Dec 2008 19:24:21 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69084</guid>
		<description>I&#039;ll be making fabric bookmarks for the book worms in my life.  I got free fabric samples from Freecycle and now I just need to buy the bonding stuff and the cardboard and I&#039;m set.

I&#039;m also using free samples I&#039;ve received to put in gift baskets and then wrap them with a pretty bow and some cellophane.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll be making fabric bookmarks for the book worms in my life.  I got free fabric samples from Freecycle and now I just need to buy the bonding stuff and the cardboard and I&#8217;m set.</p>
<p>I&#8217;m also using free samples I&#8217;ve received to put in gift baskets and then wrap them with a pretty bow and some cellophane.</p>
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		<title>By: NancyB .</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69083</link>
		<dc:creator>NancyB .</dc:creator>
		<pubDate>Fri, 12 Dec 2008 18:47:00 +0000</pubDate>
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		<description>This year, we&#039;re once again baking gifts for people who make a difference in our lives by their kindness: our hair stylist, our mechanic, etc.
We&#039;re also trying out recyclable gift bags instead of wrapping paper.  And we try to give gifts to honor someone by donating to a charity...
Happy Holidays</description>
		<content:encoded><![CDATA[<p>This year, we&#8217;re once again baking gifts for people who make a difference in our lives by their kindness: our hair stylist, our mechanic, etc.<br />
We&#8217;re also trying out recyclable gift bags instead of wrapping paper.  And we try to give gifts to honor someone by donating to a charity&#8230;<br />
Happy Holidays</p>
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		<title>By: PT Money</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69082</link>
		<dc:creator>PT Money</dc:creator>
		<pubDate>Fri, 12 Dec 2008 18:27:46 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69082</guid>
		<description>I really like using my credit card rewards to get cash for gifts.  Another frugal tip is to buy consumable or &quot;experience&quot; gifts, like food items or gift cartificates. While not necessarily low-cost, they will get used and not clutter up the house. Who needs more stuff anyway, right? Great contest. Go me!</description>
		<content:encoded><![CDATA[<p>I really like using my credit card rewards to get cash for gifts.  Another frugal tip is to buy consumable or &#8220;experience&#8221; gifts, like food items or gift cartificates. While not necessarily low-cost, they will get used and not clutter up the house. Who needs more stuff anyway, right? Great contest. Go me!</p>
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		<title>By: amy</title>
		<link>http://poorerthanyou.com/2008/12/08/a-holly-jolly-giveaway-from-the-college-money-network/#comment-69076</link>
		<dc:creator>amy</dc:creator>
		<pubDate>Thu, 11 Dec 2008 19:39:14 +0000</pubDate>
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		<description>This holiday season with the economy the way it is...for presents I have made presents, bartered for presents, traded for presents...but not bought presents...my children and I made decorations for our house and our tree consists of my children&#039;s drawings through the year (we cut their little handprints out of them and designed it into a tree) and a beautiful star...on top made of construction paper...all taped to the wall...so frugal i think.  
lilhottemomma@yahoo.com</description>
		<content:encoded><![CDATA[<p>This holiday season with the economy the way it is&#8230;for presents I have made presents, bartered for presents, traded for presents&#8230;but not bought presents&#8230;my children and I made decorations for our house and our tree consists of my children&#8217;s drawings through the year (we cut their little handprints out of them and designed it into a tree) and a beautiful star&#8230;on top made of construction paper&#8230;all taped to the wall&#8230;so frugal i think.<br />
<a href="mailto:lilhottemomma@yahoo.com">lilhottemomma@yahoo.com</a></p>
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