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2008

You are browsing the archive for 2008.

Savings Snowball in Action

Two months ago, when I paid off my credit card, I came up with a savings plan for my newly freed-up money. In case you don’t remember, or haven’t read that entry, the idea is very similar to a debt snowball. Rank up savings goals in priority order, save a set amount toward each of [...]

Really, Actually Poorer Than You (and Me)

Look, the name "PoorerThanYou.com" – that’s tongue-in-cheek. I’m well aware that, simply by being an American, I’m in the top 15% of the world’s wealthiest. Poor as I am, I’m actually rich. And if you’re reading this, you’re probably rich as well. Don’t believe me? Check out just how rich you are. But I already [...]

Living at Home – Does it Save Money?

When I got my ducks in a row and decided to head back to school, I did the math, and figured that I could really only go back to school if I commuted from home. Otherwise, I wouldn’t be able to afford it. But those calculations were really just guesses – I had no idea [...]

Winners of the Birthday Laptop Giveaway!

My participation in the HP Freshman 15 giveaway is coming to a close. It’s been a ton of fun, and I’ve really enjoyed reading the comments you guys have put in your entry forms! You all have really great insights into the content that I made you dig through. I hope the questions weren’t too [...]

Net Worth Update: September 2008

Normally, I love doing my net worth updates. Mmm… tasty numbers and graphs! But September comes with a huge chunk of dread: new student loans! So, let’s see what the damage was this time: Change: -$2,735 or -8.08 % Oh, the agony! My net worth chart is starting to look a lot like the stock [...]

HP Freshman 15: Birthday Laptop Giveaway!

HP Freshman 15: Birthday Laptop Giveaway!

Hey you! Welcome! It’s cool that you’re interested in this laptop giveaway, but I’ve got to tell you: it ended a year ago! Not to fret, though, there’s another one going on right now! Check it out: Better Together Back to School Laptop Giveaway Happy Birthday! Wait… it’s my birthday, I’m not supposed to say [...]

Investing for Broke College Students

Investing for Broke College Students

How can a poor college student, that doesn’t have $1000 on hand, start investing? – A PTY reader Your boat is my boat, my friend! It’s hard to scrape together enough money to put gas in my car – how can I save up enough to start investing and take advantage of sweet, sweet compound [...]

HP Freshman 15 Giveaway: Win a Laptop!

HP Freshman 15 Giveaway: Win a Laptop!

First thing you have do is say "ooooooooooooo!" in excitement and awe. Come on, do it, or I won’t tell you what’s going on! Ok, good, here’s the deal: HP (yes, Hewlett Packard) is giving away 15 laptop prize packages on 15 blogs. For serious! And you know what’s better than a free laptop prize [...]

Living Without Shampoo

Heh. I run the risk of being labeled dirty, liberal, cheap, and insane for writing this post. All things I’ve been called before, of course, but only the last three are true! "No ‘Poo" is what it’s called when someone elects to forgo the use of chemical-laden shampoos and conditioners. There are a lot of [...]

Net Worth Update: August 2008

Holy crap! Wait till you guys see these numbers! I’m too excited to even write a proper introduction! Here goes: Change: $440 or +1.28 % Ok, so, perhaps the graph itself is not that impressive. A gain, yes, but only a little one in the scheme of things. But it’s the numbers behind the graph [...]