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	<title>Comments on: Savings Update for the New Year</title>
	<atom:link href="http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/feed/" rel="self" type="application/rss+xml" />
	<link>http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/</link>
	<description>Money issues for college students and 20-somethings, without being boring.</description>
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		<title>By: Maveth</title>
		<link>http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70239</link>
		<dc:creator>Maveth</dc:creator>
		<pubDate>Sat, 17 Jan 2009 19:17:07 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70239</guid>
		<description>Hi Stephanie,
Wow... I just stumbled upon your blog today while looking up debt management and I wish I&#039;d seen this blog years ago. I never knew half this stuff and I&#039;m 25! I&#039;m not only really late on learning about my own finances, but I&#039;m just now getting started as a freshman in college. If you ever have the time, I&#039;d like to talk to you about my options as a college and financial noob. I really hope you are studying for a degree in finance, because you should be making this your career as you have plenty of talent for it.</description>
		<content:encoded><![CDATA[<p>Hi Stephanie,<br />
Wow&#8230; I just stumbled upon your blog today while looking up debt management and I wish I&#8217;d seen this blog years ago. I never knew half this stuff and I&#8217;m 25! I&#8217;m not only really late on learning about my own finances, but I&#8217;m just now getting started as a freshman in college. If you ever have the time, I&#8217;d like to talk to you about my options as a college and financial noob. I really hope you are studying for a degree in finance, because you should be making this your career as you have plenty of talent for it.</p>
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		<title>By: Slinky</title>
		<link>http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70206</link>
		<dc:creator>Slinky</dc:creator>
		<pubDate>Fri, 16 Jan 2009 15:55:29 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70206</guid>
		<description>Boy does it ever change after graduation! I&#039;ve changed my plan half a dozen times since then!</description>
		<content:encoded><![CDATA[<p>Boy does it ever change after graduation! I&#8217;ve changed my plan half a dozen times since then!</p>
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		<title>By: CS</title>
		<link>http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70175</link>
		<dc:creator>CS</dc:creator>
		<pubDate>Thu, 15 Jan 2009 13:57:24 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70175</guid>
		<description>I must agree, you have your finances pretty well thought out. Am going to take a leaf out of your blog and do some financial planning myself.

- A fellow student surviving on loans :)</description>
		<content:encoded><![CDATA[<p>I must agree, you have your finances pretty well thought out. Am going to take a leaf out of your blog and do some financial planning myself.</p>
<p>- A fellow student surviving on loans <img src='http://poorerthanyou.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Stephanie</title>
		<link>http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70166</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Tue, 13 Jan 2009 16:18:00 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70166</guid>
		<description>@Fabulously Broke - The reason I&#039;m also focusing on my Student Loan Interest fund is that my student loan interest will capitalize into my principal 6 months after graduation. So if I tackle it now, it&#039;s simple interest, but if I ignore it until repayment starts, it turns into compound interest! 

Also, I very much would like to start a Roth, but I&#039;m not sure that I&#039;ll have the minimums to do it this year. I have to worry about getting myself on my feet and getting one of those &quot;real world&quot; jobs before I can afford either the $3,000 minimum to get a fund at Vanguard, or the $50 a month investment to open elsewhere.</description>
		<content:encoded><![CDATA[<p>@Fabulously Broke &#8211; The reason I&#8217;m also focusing on my Student Loan Interest fund is that my student loan interest will capitalize into my principal 6 months after graduation. So if I tackle it now, it&#8217;s simple interest, but if I ignore it until repayment starts, it turns into compound interest! </p>
<p>Also, I very much would like to start a Roth, but I&#8217;m not sure that I&#8217;ll have the minimums to do it this year. I have to worry about getting myself on my feet and getting one of those &#8220;real world&#8221; jobs before I can afford either the $3,000 minimum to get a fund at Vanguard, or the $50 a month investment to open elsewhere.</p>
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		<title>By: Fabulously Broke</title>
		<link>http://poorerthanyou.com/2009/01/12/savings-update-for-the-new-year/#comment-70156</link>
		<dc:creator>Fabulously Broke</dc:creator>
		<pubDate>Tue, 13 Jan 2009 00:19:57 +0000</pubDate>
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		<description>I&#039;d get your Getting Established fund done first before worrying about the others.

That, and your ROTH..</description>
		<content:encoded><![CDATA[<p>I&#8217;d get your Getting Established fund done first before worrying about the others.</p>
<p>That, and your ROTH..</p>
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