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	<title>Comments on: It&#8217;s Time! Check Your Credit Report</title>
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	<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/</link>
	<description>Money issues for college students and 20-somethings, without being boring.</description>
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		<title>By: Critique of Poorer Than You &#124; College blog reviews</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-81883</link>
		<dc:creator>Critique of Poorer Than You &#124; College blog reviews</dc:creator>
		<pubDate>Sun, 22 Nov 2009 07:57:16 +0000</pubDate>
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		<description>[...] credibility with such a tone, offering legitimate and practical advice on serious topics like checking your credit report and managing [...]</description>
		<content:encoded><![CDATA[<p>[...] credibility with such a tone, offering legitimate and practical advice on serious topics like checking your credit report and managing [...]</p>
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		<title>By: Mike</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-78782</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Thu, 17 Sep 2009 14:52:27 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/?p=926#comment-78782</guid>
		<description>good reminder, just checked mine and its all good!</description>
		<content:encoded><![CDATA[<p>good reminder, just checked mine and its all good!</p>
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		<title>By: Annie @ Credit Dispute</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-78252</link>
		<dc:creator>Annie @ Credit Dispute</dc:creator>
		<pubDate>Wed, 02 Sep 2009 20:34:10 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/?p=926#comment-78252</guid>
		<description>Having your credit report is a very important thing especially if you are seeking to scoring credit points. Once you fail to check on your credit, there are multiple things that could happen, and not at the best interest of your financial options.</description>
		<content:encoded><![CDATA[<p>Having your credit report is a very important thing especially if you are seeking to scoring credit points. Once you fail to check on your credit, there are multiple things that could happen, and not at the best interest of your financial options.</p>
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		<title>By: Ritz</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-78221</link>
		<dc:creator>Ritz</dc:creator>
		<pubDate>Wed, 02 Sep 2009 10:53:13 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/?p=926#comment-78221</guid>
		<description>Thanks Stephanie….. I didn’t know that we can have free credit reports every year and that to 3 each year. Really nice information you shared, loads of gratitude.</description>
		<content:encoded><![CDATA[<p>Thanks Stephanie….. I didn’t know that we can have free credit reports every year and that to 3 each year. Really nice information you shared, loads of gratitude.</p>
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	<item>
		<title>By: Stephanie</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-78207</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Wed, 02 Sep 2009 01:08:50 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/?p=926#comment-78207</guid>
		<description>Kate, that&#039;s a good way to do it, as well. If there&#039;s possible fraud on your accounts, you can actually get your reports for free from the three bureaus: http://public.findlaw.com/consumer/if-identity-is-stolen.html So it wouldn&#039;t actually be a problem of having one available if you had an issue, since all three are available for free when you have a reason to suspect fraud.

Still, if it&#039;s a system that works for you, stick with it! Checking it twice a year is lightyears better than not checking it at all :)</description>
		<content:encoded><![CDATA[<p>Kate, that&#8217;s a good way to do it, as well. If there&#8217;s possible fraud on your accounts, you can actually get your reports for free from the three bureaus: <a href="http://public.findlaw.com/consumer/if-identity-is-stolen.html" rel="nofollow">http://public.findlaw.com/consumer/if-identity-is-stolen.html</a> So it wouldn&#8217;t actually be a problem of having one available if you had an issue, since all three are available for free when you have a reason to suspect fraud.</p>
<p>Still, if it&#8217;s a system that works for you, stick with it! Checking it twice a year is lightyears better than not checking it at all <img src='http://poorerthanyou.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Kate</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-78206</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Wed, 02 Sep 2009 00:22:10 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/?p=926#comment-78206</guid>
		<description>Just a quick comment - I check my credit reports regularly, but I only do so once every six months.  That way, I always have the third one available if something comes up (credit cards get stolen, etc.) that threatens my identity/credit.</description>
		<content:encoded><![CDATA[<p>Just a quick comment &#8211; I check my credit reports regularly, but I only do so once every six months.  That way, I always have the third one available if something comes up (credit cards get stolen, etc.) that threatens my identity/credit.</p>
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		<title>By: Ann</title>
		<link>http://poorerthanyou.com/2009/08/30/its-time-check-your-credit-report/#comment-78196</link>
		<dc:creator>Ann</dc:creator>
		<pubDate>Tue, 01 Sep 2009 19:59:44 +0000</pubDate>
		<guid isPermaLink="false">http://poorerthanyou.com/?p=926#comment-78196</guid>
		<description>Checking our credit report is vital when it comes to preparing for our financial future. Online resources make it easier than ever for us to review our report, and I agree that checking it is free.</description>
		<content:encoded><![CDATA[<p>Checking our credit report is vital when it comes to preparing for our financial future. Online resources make it easier than ever for us to review our report, and I agree that checking it is free.</p>
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