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Stephanie

Pregnant on Obamacare: The First Trimester

Pregnant on Obamacare: The First Trimester

I’m pregnant, I’m self-employed (as is my husband), and we’re on the absolute cheapest Healthcare.gov (a.k.a. Healthcare Marketplace, a.k.a. Obamacare) plan. So, what’s it like being pregnant on Obamacare? What’s it cost? Now that I’ve received all the bills from my first trimester care, I’m going to divulge all of the information from my experience: […]

Net Worth Update: July 2016

Net Worth Update: July 2016

If you (or I) thought June was craaaaazy, it was nothing compared to July. At the very end of June, we found an apartment we liked and put in application to take possession of it on July 1st… and found out we’d been approved just in time to sign the lease on July 1st. We […]

Net Worth Update: May 2016

Net Worth Update: May 2016

Last month, I revealed my pregnancy and the fact that my expenses will be going up. So how did everything shake out for the month after that? Let’s dive in and see the numbers! Change: +$4,370 or +15.92% May Net Worth Total: $31,818 Building Up Cash Reserves for the Baby This month’s increase can really […]

Net Worth Update: April 2016

Net Worth Update: April 2016

April showers bring May…. more showers. I’m pretty sure that’s how the saying goes, at least according to the weather in Northern Virginia so far. The constant rain has been sort of a doozy, which ties in nicely to this month’s net worth & financial update… Change: ($1,372) or -4.76% April Net Worth Total: $27,448 […]

Check Your Credit Score and Credit Report Today, for Free!

Updated as of April 2016 April is one of the months that I have designated to check my credit report. Since you’re allowed (by law) a free credit report annually from each of the 3 credit reporting agencies, that gives you an opportunity to check one report every four months. Here’s the schedule I recommend: […]

Net Worth Update: March 2016

Net Worth Update: March 2016

Yes, I indulged myself in a little April Fool’s Day prankery yesterday – sorry if I got anyone’s hopes up too high about my bright future in a tiny house! It would have made for a great series on the blog here, that’s for sure. But don’t worry: I actually do have a few fun […]

Downsizing: We’re Moving to a Tiny House!

Downsizing: We’re Moving to a Tiny House!

Update: Thanks to everyone who played along, but this was another one of my classic April Fool’s day pranks! Though I love the tiny house movement (especially looking at pictures of them), moving into one isn’t actually in the cards for me at this time. But aside from “actually moving into a tiny home” the […]

Net Worth Update: February 2016

Net Worth Update: February 2016

Happy Super Tuesday! It’s voting day for the primary elections here in Virginia, so I’ve got to fire this update off fast and then get myself to the voting booth. That’s okay though, because there’s only one major story about what happened to my net worth in February: taxes. Change: ($548) or -2.31 % February […]

Net Worth Update: November 2015 – January 2016

Net Worth Update: November 2015 – January 2016

New Year, new update! It’s a really exciting time here at Poorer Than You, and I can’t wait to- OMFG WHAT IS THAT GRAPH DOING?!? So November was down, but by such a small amount that I can comfortably call it “flat.” And I anticipated a “down” month anyway: November has one of those pesky […]