Stephanie
Check Your Credit Score and Credit Report Today, for Free!
April is one of the months that I have designated to check my credit report. Since you’re allowed (by law) a free credit report annually from each of the 3 credit reporting agencies, that gives you an opportunity to check one report every four months. Here’s the schedule I recommend: April (because everyone’s thinking about [...]
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Net Worth Update: March 2013
Happy April Fools Day yesterday! Sorry about misleading you – Mortimer is completely fictional, and there is no new author coming to PoorerThanYou at this time. You’re stuck with just me, for now! If you’d like to see my pranks from years past, follow these links: April Fools 2010 April Fools 2009 Now that we’re [...]
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Presenting Our New Author: Mortimer
Hey everyone! Stephanie here, long-time author and creator of PoorerThanYou.com, with a big, big announcement for you. From here on out, you’ll be seeing new blog posts three times a week (or so) from our newest author, Mortimer*! You may have noticed my own infrequent posting, as well as my net worth increases that really [...]
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Net Worth Update: December 2012 – February 2013
The world didn’t end and I somehow entered my 27th year more-or-less unscathed. So how did the financials stack up, when 2012 was all said and done? (And 2013 is already 1/6th of the way done! Egads!) December: +$832 +3.94% January: +$1,462 +7.20% February: +$2,072 +11.00% That, my friends, is what I call three productive [...]
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Watch Me Play Video Games and Dance for Charity
And now for something completely different! I’m holding a video game marathon fundraiser for charity: water tonight, to raise money for clean water infrastructure in Rwanda. I’ve always been a big proponent of using smart personal finance to be able to do great things in your life (that’s the point, isn’t it?), including donating to charities that fit [...]
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Net Worth Update: November 2012
I’ve been testing out some new money tactics, with the goal of getting my net worth up to $0 by September 2014. But November, the month of a big charity event and the lead-up to Christmas, is a tough place to start. How am I doing? Change: +$379 or +1.76% Upwards! But not upwards “enough” [...]
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ING Direct – or How It’s Possible for Me to be In Love with a Bank
Since this post was written, ING Direct has been officially renamed to “Capital One 360.” Although there have been some other cosmetic changes (such as the brand colors changing from orange and blue to blue and red), there have been no changes to the functionality or awesomeness of the accounts themselves whatsoever. If anything does change, there [...]
Net Worth Update: October 2012
This month, I pulled my credit report to review it. You know, from AnnualCreditReport.com (the only free authorized source), like you’re supposed to do every four months or so. I’m happy to report there are no issues, but it started the ball rolling on something for me. A challenge, you might say. But first, the [...]
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Savings Snowball Update – October, 2012
I manage my savings the same way many people manage their debt: with a “snowball plan!” If you are not familiar with snowball plans, they work like this: You list out all of your debts (or goals, in my case) in a priority order, each with a minimum payment that you have to contribute each [...]
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Net Worth Update: September 2012
It’s been a while since we checked in on my personal net worth progress, and there’s been a bit of excitement these past months – so it’s about time I got with the sharing, don’t you think? February: +$2,019 or 7.52% March: +$3,039 or 12.24% April: +$445 or 2.04% May: -$393 or -1.84% June: +$359 [...]
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