There are lots of theories about how to best eliminate your debt, but the best one I’ve seen is the Debt Snowball Theory (The Simple Dollar has a good explanation of it). In short, you list all of your debts, ranking them by interest rate. You pay the minimum payment on all of them each […]
Fifth grade. My parents were in some kinda of financial crunch, as usual. Only this time, their crunch came right at back-to-school time. So, no back-to-school clothes for 9-year-old Stephanie! I didn’t care that much, really. My parents promised me that a few paychecks later, we’d go shopping. So I put on my favorite year-old […]
Does your area have good public transportation? Mine doesn’t. Because I live in the boonies. It’s literally five miles to the nearest gas station or convenience store. The only thing within walking distance of me is a sketchy trailer park filled with people who used to make fun of me on the bus to school. […]
I was contemplating the question, “Where do you see yourself in 10 years?” and I starting thinking, “Wait! Where am I now?” Here’s the breakdown of my finances… The Man With No Name style! The Good: cash, checking, savings, assets, etc. Cash: $82.00 and a bunch of rolled change equaling $11 or more Checking: two […]
We all love free stuff. While supplies last, get a free sample of Dove’s new Ultimate Clear Smooth Cashmere deodorant (click on the slip labeled “Free Sample”). It claims to go on perfectly clear, I personally can’t wait to test that!