Credit
Five Tricks I Used to Pay Off My Credit Card
A $2,000 balance may sound teeny-tiny to others drowning in debt, but my credit card balance was just the high-interest tip of the iceberg when I dropped out of school and finally faced my financial mess. And while I’ve still got student loans to worry on, I made my credit card balance disappear. And I [...]
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Comments (16)I’ve Been Meaning to Share… Credit Help
Things have, oh, hit the fan. What was supposed to be my last week of summer “vacation” has turned into “the incredibly crazy week where everything happens at once, and all the information I need in order to make decisions is still up in the air.” So while I simultaneously run around like a headless [...]
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Has Citibank Dropped Their Crazy Student Verification Process?
Back in September, I applied for a Citibank student card, and had a terrible time verifying my student status. After a solid month of trying and getting the runaround, I dropped it and ended up getting a different card. Times may have changed, though. A friend of mine applied for the student version of Citibank’s [...]
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Ask the Readers: Am I Being Cheap?
I had a conversation with a friend the other day, and I’m not exactly sure where I stand on my finances now, because of it. So, I’d like to take a moment to post that conversation (well, more of a dramatization of the conversation, since my memory isn’t quite word-for-word) and ask you guys what [...]
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Adventures with a 0% APR Credit Card
A few months ago, I managed to get my hands on a new credit card with a 0% introductory rate for 12 months. I transferred the balance from my other credit card, which means that if I can manage to pay it off before the intro period ends, I won’t have to pay a cent [...]
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Reader Question: Better Credit Today?
Hi Stephanie,I love your website and it’s really helped me take initiative of my spending and savings habits. I’m 20 and I have pretty awful credit. I finally got my credit score and it’s 520. I have two credit cards that will be paid off no later than December and I have a few things on my [...]
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"Best Student Credit Card" is Application Hell
Jonathan over at My Money Blog did a post about the Best Credit Card for College Students. This isn’t the first time I’ve seen this, since it’s based on a CNN Money article. In fact, not only have I seen this information – I went ahead and applied for the recommended card back in early [...]
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Do We Spend More When We Swipe Plastic?
“You spend 15% more when you use a credit or debit card instead of cash.” Have you ever seen this statistic before? Chances are, you have. But here’s a question for you – have you ever seen the study this statistic comes from? Lots of people quote this statistic, without citing a source. This isn’t [...]
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Building Credit the Stable Way
This week, I’ll be helping The Boyfriend move (kinda rounds out the summer of moving, doesn’t it?). In order to help bridge the gap while I’m packing boxes and dodging traffic in a moving truck, Dale Yelich has kindly stepped in with a guest post for PTY. Dale Yelich is a member of Debt Management [...]
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You Can Build Good Credit – Here, I’ll Help
One of my relatives is incredibly money-savvy. She and I can chat up about credit and retirement accounts all the time, whereas the rest of the family looks at us like we’re nuts. Yesterday she sent me a text message to let me know that her credit score is at 780 – she know I’d [...]
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