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	<title>Poorer Than You &#187; Purchases</title>
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	<description>Money issues for college students and 20-somethings, without being boring.</description>
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		<title>The One Object I Want Most in the World</title>
		<link>http://poorerthanyou.com/2009/04/07/the-one-object-i-want-most-in-the-world/</link>
		<comments>http://poorerthanyou.com/2009/04/07/the-one-object-i-want-most-in-the-world/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 10:19:49 +0000</pubDate>
		<dc:creator>Stephanie</dc:creator>
				<category><![CDATA[Purchases]]></category>

		<guid isPermaLink="false">http://poorerthanyou.com/2009/04/07/the-one-object-i-want-most-in-the-world/</guid>
		<description><![CDATA[Normally, I try to avoid tying my happiness to material things. I&#8217;m already a big packrat, harboring 22 years worth of nostalgia in my closet. I need to minimize my attachment to &#8220;stuff,&#8221; not encourage it. But there&#8217;s one thing I really and truly desire, with all of my heart. It will take a bit [...]<div class='yarpp-related-rss'>

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				<content:encoded><![CDATA[<p>Normally, I try to avoid tying my happiness to material things. I&#8217;m already a big packrat, harboring 22 years worth of nostalgia in my closet. I need to minimize my attachment to &#8220;stuff,&#8221; not encourage it. But there&#8217;s one thing I really and truly desire, with all of my heart. It will take a bit of explaining&#8230;</p>
<p>When I was 16, my house was robbed. I remember that it happened in April, so it was almost exactly four years ago. The details of the robbery aren&#8217;t that important, except for the fact that most of what was stolen was jewelry. My mom&#8217;s jewelry, which she was saving to pass onto my siblings and me&#8230; and my jewelry, as well. It infuriated me, because I knew that nearly all of jewelry was worthless at a pawn shop, which was the likely place the goods were taken. I suspect that what the pawn shop didn&#8217;t take was simply thrown in the trash.</p>
<p>Two years before that, I was a bridesmaid in my older sister&#8217;s wedding. I was quite proud to be a part of the wedding &#8211; both because my sister and I are close (despite our age difference), and because it made a 14-year-old me feel very grown-up. For her bridesmaid&#8217;s gifts, my sister gave out necklaces. I thought mine was the prettiest thing the world. It was just a cubic zirconia in a simple setting on a chain, but it meant the world to me, and I wore it nearly every day after that.</p>
<p>Except for the day the house was robbed. I don&#8217;t know why I didn&#8217;t wear it that day &#8211; maybe I had gym class and I thought it would be easier to not wear any jewelry. Maybe I was in a rush and forgot. Whatever the reason, the necklace sat with the rest of my jewelry that day, and not around my neck. As you likely suspect, it was a part of the jewelry that was stolen.</p>
<p>I know I will never get that necklace back &#8211; whether the pawn shop accepted it or it was thrown out, it&#8217;s long gone now. But I still search for it, consciously and unconsciously, to this day. Whenever I&#8217;m looking at jewelry, I always look for necklaces like it. I always hope that one day I will stumble upon a necklace that looks exactly like it. I&#8217;ve even toyed with the idea of finding someone who makes jewelry and commissioning them to make a replica. </p>
<p>But because I know I will never really get that necklace back, I&#8217;m not willing to pay much for it. I can&#8217;t really <em>buy</em> my sister&#8217;s gift back, I can only buy something that looks like it. And thankfully, I know that. I&#8217;m only willing to pay normal jewelry prices for a replica, which isn&#8217;t much, because I don&#8217;t normally buy jewelry! But something nags at me in the back of my head to <em>find that necklace.</em></p>
<p>I think we&#8217;re all attached to something like that. Something from our past that we may never see again, but we look for anyway. It might be something meaningful like my necklace, or maybe it&#8217;s just fun nostalgia, like <a href="http://www.x-entertainment.com/articles/0822/">Ecto Cooler</a>. But I&#8217;m willing to bet everyone has some lost object that pulls at them.</p>
<p>In case you&#8217;re wondering, my necklace looked a little something like <a href="http://www.overstock.com/Jewelry-Watches/14k-Gold-1-3-5ct-TDW-Princess-cut-Diamond-Necklace-I-SI1/3899405/product.html?cid=128293&amp;fp=F&amp;srccode=cii_13736960&amp;cpncode=20-11359175-2">this $6,800 necklace</a>, only raised from the setting and not attached directly to the chain &#8211; there was a solid loop attaching it. So if you ever see a necklace that looks like what I&#8217;ve described, I&#8217;m begging that you let me know.</p>
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		<title>5 Mistakes I Didn&#8217;t Repeat When Buying My Cell Phone</title>
		<link>http://poorerthanyou.com/2008/05/12/5-mistakes-i-didnt-repeat-when-buying-my-cell-phone/</link>
		<comments>http://poorerthanyou.com/2008/05/12/5-mistakes-i-didnt-repeat-when-buying-my-cell-phone/#comments</comments>
		<pubDate>Mon, 12 May 2008 13:33:22 +0000</pubDate>
		<dc:creator>Stephanie</dc:creator>
				<category><![CDATA[Purchases]]></category>

		<guid isPermaLink="false">http://poorerthanyou.com/2008/05/12/5-mistakes-i-didnt-repeat-when-buying-my-cell-phone/</guid>
		<description><![CDATA[My phone is broken. I&#8217;ve managed to smash the glass cover for the camera lens and the battery won&#8217;t stay charged. I&#8217;m plugging it in nearly once a day now, and it beeps angrily at me when I try to make phone calls. The juice is gone &#8211; it has been since July. I have [...]<div class='yarpp-related-rss'>

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				<content:encoded><![CDATA[<p>My phone is broken. I&#8217;ve managed to smash the glass cover for the camera lens and the battery won&#8217;t stay charged. I&#8217;m plugging it in nearly once a day now, and it beeps angrily at me when I try to make phone calls. The juice is gone &#8211; it has been since July.</p>
<p>I have a saving grace: according to Verizon it&#8217;s time to upgrade my phone. We all know what that means &#8211; deep, deep discounts on new phones to bait me into renewing my two year contract. And I took the bait &#8211; but I didn&#8217;t make the same mistakes this time around.</p>
<p>Just a little refresher &#8211; here are the <a href="http://poorerthanyou.com/2007/01/16/5-mistakes-i-made-when-buying-my-cell-phone/">five mistakes I made when buying my last phone</a>:</p>
<ol>
<li>Not asking myself &#8220;Do I need a new phone?&#8221;</li>
<li>Not carefully evaluating what features I needed and wanted.</li>
<li>Rushing in.</li>
<li>Not checking reviews.</li>
<li>Charging it on a credit card that I couldn&#8217;t pay off.</li>
</ol>
<p>Did I end up totally screwed last time? No, but those mistakes did hurt me. I ended up with a phone that soon went out of production, and was never able to find a replacement battery for it. And I could have had a cute LG Chocolate for the exact same price.</p>
<p>Determined not to be a silly goose this time around, I deliberately avoided all five mistakes. Sort of.</p>
<p><strong>Ok Steph, do you need a new phone?</strong><br />Yes! A bit. Well, &#8220;need&#8221; is an interesting thing. I do need my phone for work and in order to keep using it I need either a new battery, or to switch to a different phone. In the end I got a new phone &#8211; but only because it was free.</p>
<p><strong>Features!</strong><br />The sole reason I upgraded last time was that I was sick of being the only person without a camera phone. Dumb reason, right? Especially since I&#8217;d just bought a new digital camera a few weeks earlier. But having that phone for a year an a half taught me what I do (and don&#8217;t) use in a phone. All I really need is a phone that calls and texts, and I like to have the camera function, but it&#8217;s not necessary.</p>
<p><strong>Rush In!<br /></strong>Opps. Failed this one. I spent less than day and a half debating phones, and never stepped foot in a store &#8211; I did it all online. What can I say? I&#8217;m impetuous. </p>
<p><strong>Reviews!<br /></strong>I checked the reviews on CNet this time. In fact, they&#8217;re the reason I picked the <a href="http://reviews.cnet.com/cell-phones/samsung-juke-sch-u470/4505-6454_7-32640928.html">Samsung Juke</a> (free) over the <a href="http://reviews.cnet.com/cell-phones/motorola-krzr-k1m-fire/4505-6454_7-32328687.html">Motorola Krzr K1m</a> ($20). The Juke has far better reviews (and did I mention the free part?).</p>
<p><strong>Credit card? We don&#8217;t need no stinking credit card!</strong><br />Free, with free shipping. My mom decided to get me the $5 belt clip as a gift. Booyah.</p>
<p><strong>Bonus: Declined the insurance plan. Because it&#8217;s basically a scam. <br /></strong>$5 a month and a $50 deductible on a phone that retails for $80? No thanks. Not when I have two old backup phones sitting around.</p>
<p>Oh Mr. FedEx guy, I can&#8217;t wait till you bring me my new phone tomorrow! <img src='http://poorerthanyou.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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<li><a href='http://poorerthanyou.com/2009/08/17/5-steps-to-curing-yourself-of-phone-phobia/' rel='bookmark' title='5 Steps to Curing Yourself of Phone Phobia'>5 Steps to Curing Yourself of Phone Phobia</a></li>
</ol></p>
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		<title>Update: Bought a Bike</title>
		<link>http://poorerthanyou.com/2008/05/01/update-bought-a-bike/</link>
		<comments>http://poorerthanyou.com/2008/05/01/update-bought-a-bike/#comments</comments>
		<pubDate>Thu, 01 May 2008 13:31:14 +0000</pubDate>
		<dc:creator>Stephanie</dc:creator>
				<category><![CDATA[Purchases]]></category>

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		<description><![CDATA[Those of you who advised me on whether or not I should buy a bike (and what kind) will be happy to know that I bought one! I answered a listing on the Facebook Marketplace about a bike for sale, and paid $20 for a women&#8217;s bike with a bent wheel. I&#8217;m going to have [...]<div class='yarpp-related-rss'>

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				<content:encoded><![CDATA[<p><a href="http://poorerthanyou.com/wp-content/uploads/2008/05/img-14891.jpg"><a href="http://poorerthanyou.com/wp-content/uploads/2008/05/img-14891.jpg"><img style="border-right: 0px; border-top: 0px; margin: 0px 0px 0px 10px; border-left: 0px; border-bottom: 0px" height="184" alt="It's not broken, it's resting!" src="http://poorerthanyou.com/wp-content/uploads/2008/05/img-1489-thumb.jpg" width="244" align="right" border="0"></a></a>Those of you who advised me on <a href="http://poorerthanyou.com/2008/02/24/ask-the-readers-a-bike/">whether or not I should buy a bike</a> (and what kind) will be happy to know that I bought one! I answered a listing on the <a href="http://www.facebook.com/marketplace/">Facebook Marketplace</a> about a bike for sale, and paid $20 for a women&#8217;s bike with a bent wheel. I&#8217;m going to have to replace the wheel, which will be another $30, but I&#8217;m content with that.</p>
<p>I looked several places, including <a href="http://www.craigslist.org/about/sites.html">Craigslist</a>, and made plans to visit some bike stores and ask questions. But then the listing for a $20 broken bike popped up on my Facebook page, so I made an appointment to check it out. I took my boyfriend, who very un-helpfully shrugged at me most of the time (even though he supposedly knows more about bikes that I do).</p>
<p>But the bike is in good shape (aside from the back wheel!) and looks good for what I need, so I bought it. Hopefully we&#8217;ll get it in working order before summer &#8220;vacation&#8221; hits, so that I can take advantage of a more lax schedule.</p>
<p>I absolutely recommend, if you&#8217;re a Facebook user already, that you use the Marketplace feature for both your &#8220;wanted&#8221; and &#8220;for sale&#8221; classifieds. I&#8217;ve bought and sold textbooks on there before, and it works pretty well. The nice thing is that it puts the listings in your area, and it pops up on your friends&#8217; pages, so you might just be able to make a transaction with someone you already know!</p>
<p>I&#8217;ve got a bike! <img src='http://poorerthanyou.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Ask the Readers: A Bike?</title>
		<link>http://poorerthanyou.com/2008/02/24/ask-the-readers-a-bike/</link>
		<comments>http://poorerthanyou.com/2008/02/24/ask-the-readers-a-bike/#comments</comments>
		<pubDate>Mon, 25 Feb 2008 00:46:15 +0000</pubDate>
		<dc:creator>Stephanie</dc:creator>
				<category><![CDATA[Purchases]]></category>

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		<description><![CDATA[I want to buy a bike. At least, I think I want to buy a bike. I used to love my bike, when I was a kid, until we moved further out into the country when I was 13 and there wasn&#8217;t anywhere to particularly bike to, and it meant a lot of &#8220;on the [...]<div class='yarpp-related-rss'>

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				<content:encoded><![CDATA[<p>I want to buy a bike. At least, I think I want to buy a bike. I used to love my bike, when I was a kid, until we moved further out into the country when I was 13 and there wasn&#8217;t anywhere to particularly bike to, and it meant a lot of &#8220;on the road&#8221; biking, which I wasn&#8217;t entirely comfortable with.</p>
<p>Now, we&#8217;ve moved to the suburbs and there is a giant bike trail system that runs directly behind our house. And so, I think I want a bike.</p>
<p>Is it a guarantee that I would use it? No, of course not. I&#8217;ve got a pair of roller blades in the garage that I&#8217;ve yet to teach myself to use. But at least I&#8217;ve tackled the learning curve on riding a bike.</p>
<p>Trouble is, I haven&#8217;t had a bike for years now, and I know absolutely nothing about buying one. And I have relatively no money (as you know). But I&#8217;ve got to figure that at least one of you out there has some useful knowledge on bikes so&#8230;</p>
<p>Where do I start?</p>
<p>If it helps at all, I&#8217;m a tall, largely out of shape, skinny woman that will be riding mostly on flat, slightly stone-y terrain. So I probably don&#8217;t need anything that could be described as &#8220;x-treme.&#8221;</p>
<p>I&#8217;d rather not just hop into Target and buy the prettiest cheap bike that I see&#8230; or is that my best option for the cost? See, I don&#8217;t even know! Seriously &#8211; who out there knows something about bicycles?</p>
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