I’ve been thinking of trying out SmartyPig for a while now. SmartyPig is basically an online savings account (like ING Direct or Emigrant Direct, etc.), but it has a few unique features. First of all, you choose savings goals for your SmartyPig savings accounts. I love this, because most of us fail when we “just […]
Savings Update: Last Day of School Edition
Today is my last day of college… assuming my presentation tonight goes well (which it will!). You would think I would feel… elated? Scared? Hopeful? Hopeless? Helpless? I don’t feel much of anything, really. Maybe I’ve become jaded by years of final exams – being on the “quarter system” instead of the semester system means […]
Savings Update for the New Year
I set up my savings snowball in August, right after I paid off my credit card debt. It’s been going pretty well since then – I gave an update in October when I decided to change a few things. Now that it’s the new year, it’s time for me to take another look and make […]
Savings Snowball in Action
Two months ago, when I paid off my credit card, I came up with a savings plan for my newly freed-up money. In case you don’t remember, or haven’t read that entry, the idea is very similar to a debt snowball. Rank up savings goals in priority order, save a set amount toward each of […]
Credit Card Paid Off! Now What?
If I had to come up with one nice thing to say about credit card debt, it would be this: at least it gave me focus. Paying off that high-interest debt as quickly as possible was a clear-cut Priority #1 goal. Now, I’m a little lost. I can see right here why people my age […]