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emergency fund

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Net Worth Update: March 2013

Net Worth Update: March 2013

Happy April Fools Day yesterday! Sorry about misleading you – Mortimer is completely fictional, and there is no new author coming to PoorerThanYou at this time. You’re stuck with just me, for now! If you’d like to see my pranks from years past, follow these links: April Fools 2010 April Fools 2009 Now that we’re […]

Savings Snowball Update – October, 2012

I manage my savings the same way many people manage their debt: with a “snowball plan!” If you are not familiar with snowball plans, they work like this: You list out all of your debts (or goals, in my case) in a priority order, each with a minimum payment that you have to contribute each […]

Net Worth Update: January 2012

Net Worth Update: January 2012

You know, I can remember being in ninth grade Global History class, learning about the Mayan calendar and the urban legends about the end of the world, and thinking “Gosh, in 2012, I’ll be 25, turning 26! I’ll be a real adult by then!” Ten years later, I’m figuring out that being 25 and being […]

Net Worth Update: December 2011

Net Worth Update: December 2011

Hey guys! So remember that time I stopped writing for more than six months? That was funny, right? Hahahaha… ha… ha. Sorry about that. Let’s get back to business. Change (from the last update in April): +$2323 or +8.63 % That’s a pretty respectable climb (more than 1% per month!) in numbers, but the graph […]

How Big Should Your Emergency Fund Be?

How Big Should Your Emergency Fund Be?

Last month I announced some changes to my Savings Snowball, including dropping the goal for my Emergency Fund from $10,000 to $5,000. No one said anything about that, so it must not have been a huge controversy. But I don’t find myself especially comfortable with either of those numbers. Why? Because nailing down how big […]

8 Techniques to Boost Your Emergency Fund

Just starting an emergency fund as a part of a New Year’s resolution? Trying to boost an existing one? No worries: the following guest post has you covered with some great tips on how to find a little cash for your “rainy day fund.” In this harsh economic environment, there is hardly a better time […]