I knew as I calculated out my numbers for this month that I was going to be down from last month – it wasn’t a surprise, so let’s just move right into the damage.
Change: -$325 or -1.04 %
It’s always depressing to have a “down” month, but three is a row is really starting to irritate me. I’ve got to keep it in perspective though – there’s a truth here that the numbers aren’t really showing.
The only reason this month was down instead of up is that my car required another immediate repair (water pump and belt replacement). That set me back $360, which I had to actually put on my 0% APR credit card, because I drained my emergency/car fund two months ago, with the first repair.
Without that car repair, I’d be up $35 for the month. Not a huge gain, but it gives me hope for the coming months. I’ll be fighting tooth and nail to make sure that February is an UP month!