If your credit score is even halfway decent, you almost certainly get near-daily credit card offers in the mail. You may have paused (before shredding the colorful bits of garbage) to ask yourself: is there some way I could use these? Could I refinance my student loans to one of these 0% credit card offers? […]
What New Grads Need to Know Before Paying Back Their Student Loans
Editor’s Note: Graduation season is upon us! Congrats to all the freshly-minted graduates out there… a new chapter is beginning for you. But if this new chapter includes a page on paying for the last chapter, you might be feeling a bit overwhelmed right now. Not to worry! Kat Tretina from Student Loan Hero is here […]
Pay Your Student Loans Off Faster by Sending All Your Extra Payments to the Principal [Free Letter Template]
This is the year! If I can max out all of my tax advantaged retirement-type accounts, then I’ll start paying extra to my student loans. The problem: I’ve already been sending “extra” money to my student loans with MOHELA (my student loan servicer) each month, and they weren’t applying that “extra” payment to the loan […]
How to Best Use Your Grace Period: Create Your Debt Attack Plan
Editor’s Note: We’ve got a guest post on the blog today! This one is for those of you who will be graduating soon – are you ready to tackle your student loans after graduation? Liz from Less Debt More Wine has the scoop on how to create a plan during your grace period. Take it […]
Reader Question: Should I Refinance My Student Loans?
Thinking you might want to refinance your student loans to get a better interest rate and save some money? You’re not alone! Several people have reached out to ask what I think, such as this message I got from a reader named Cindie: I’m thinking about refinancing my student loans (already federally consolidated but I […]