A few months before I started this blog, I was in a dire financial situation (and I didn’t even recognize it). The year was 2006, and I was a bright, bushy-tailed, naïve film student with dreams of becoming a big Hollywood… something. Truth be told, film school wasn’t going so well, and I was having […]
How I’m Getting 5% Interest on FDIC-Insured Savings Accounts
The Federal Reserve raised interest rates by another 0.25% recently, and that’s a good thing for people saving in a savings account, because a hike in the “Fed Rate” usually results in an increase of the interest rate savings accounts pay. But still, another 0.25% is not going to raise interest rates to the magical […]
Join the Virtual Christmas Club!
A Holiday History Lesson During the Great Depression, the popularity of something called a “Christmas club” grew. Not really a club at all, these were actually a type of savings account. Banks encouraged savers to sign up and put a small amount of money into the account each week. And even though the money could […]
ING Direct – or How It’s Possible for Me to be In Love with a Bank
Since this post was written, ING Direct has been officially renamed to “Capital One 360.” Although there have been some other cosmetic changes (such as the brand colors changing from orange and blue to blue and red), there have been no changes to the functionality or awesomeness of the accounts themselves whatsoever. If anything does […]
Savings Snowball Update – October, 2012
I manage my savings the same way many people manage their debt: with a “snowball plan!” If you are not familiar with snowball plans, they work like this: You list out all of your debts (or goals, in my case) in a priority order, each with a minimum payment that you have to contribute each […]
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