February 2009
You are browsing the archive for February 2009.
College Money Tip #11: Save Your Tax Refund
So, you did your taxes. Good! And you probably got a refund, which you’ve given a nickname… something like, “The IRS is going to direct deposit my new Wii Fit this week!” or “My new Blu-ray player is coming by check, actually.” Cut that silliness out right now, buster! You’re going to want to throw [...]
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Comments (12)Savings Update: Last Day of School Edition
Today is my last day of college… assuming my presentation tonight goes well (which it will!). You would think I would feel… elated? Scared? Hopeful? Hopeless? Helpless? I don’t feel much of anything, really. Maybe I’ve become jaded by years of final exams – being on the “quarter system” instead of the semester system means [...]
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Lending Club Experiment: Starting Out
Those of you who have been following the site for a long time will remember that I used to be a member of (and cheerleader for) the peer-to-peer (p2p) lending service Prosper. A little while ago, Prosper voluntarily halted its operation while it seeks to become registered with the SEC. I never got around to [...]
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Reminder: Upromise Scholarship Due Saturday
Just a quick reminder that applications for Upromise scholarships are due this Saturday, February 28th. You must be a Upromise member, or the child of a Upromise member to apply, but Upromise is free and easy to sign up for, so do it!
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College Money Tip #10: Cut Up Your Credit Card
What? Have I developed a severe case of multiple personality syndrome? Didn’t I just say that you should get a credit card and start establishing a credit history? Yes, yes I did. But, And yes, this is a big “but,” credit cards can get you into trouble. They certain got me into trouble a few [...]
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College Money Tip #9: Establish Credit
Mmm… tasty, tasty credit. We’ve talked about getting your credit report and your credit score for free, but we haven’t really talked about how to establish a good credit history. How do you get a nice credit score? Super Quick Credit Guide Your credit score (FICO score) is based on five categories, but we’re just [...]
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Checking the Status of my Health Insurance
A few weeks ago, my personal finance class discussed health insurance. The vast majority of my classmates are seniors, so most of us are looking down the barrel of graduation. But I’m in a particularly sticky spot – I’m actually graduating in three weeks, not in May. All of the talk of health insurance made [...]
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Blog Carnivals: Headachey Edition
Blargh – I’m sick! I babysat for my sick niece and nephew last week, so I am fairly sure I picked up a bug from one of them. I’m nowhere near as ill as they were – I don’t have a fever or anything, just a three-day-long sinus headache. Or maybe it’s due to the [...]
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College Money Tip #8: Know What You Owe
This tip is so important… I simply can’t stress it enough. It centers around my biggest pet peeve: college students who don’t know how much they’re borrowing in student loans. Sound like you? I’m not entirely surprised, because it’s true of most college students with loans. It simply doesn’t feel like something very important. I [...]
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Review: The Bogleheads’ Guide to Investing
The Bogleheads’ Guide to Investing, by Taylor Larimore, Mel Lindauer, and Michael LeBoeuf, Foreword by John C. Bogle On the outset, this book just doesn’t seem very interesting – at least not to the demographic I belong to. Like most college students, I probably wouldn’t have touched this book if I hadn’t received it for [...]
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