About

Poorer Than You is a personal finance blog for college students and twenty-somethings. Sound boring? How about this: Poorer Than You is the site for you if…

• You want to be rich someday, but you don’t know where to start.
• You have student loans that you know you’ll have to pay off… someday.
• You’re not quite sure how to make your money work for you.
• You have no idea how much money you have right now.
• You’ve seen your parents or other family member struggle with money, and you don’t want that to happen to you.

Although the focus here is on Generation Y (also called “the iPod Generation, the Internet Generation, and Generation Debt), people both older and younger have found valuable information on this site.

Topics include credit cards, savings, budgeting, earning more money, evaluating job offers… from big financial decisions down to small ones, from the latest news to time-tested advice.

This site offers no “get rich quick” schemes (sorry!), but the goal here is to put you in a better financial position. Don’t you want to enjoy life, instead of fighting with money problems?

Poorer Than You has been mentioned in the New York Times, in international press (which Stephanie can’t read because she doesn’t know Spanish), Dan Ariely’s book Predictably Irrational, and Stephanie was thanked in the acknowledgments of the book X-Men and Philosophy (which has nothing to do with this site, but is awesome).

Who is Stephanie?

A 22-year-old college graduate, living in Rochester, New York. She got her Personal Finance Stripes via trial-by-fire: nothing teaches you to manage your money like running out of it and having to drop out of school! Nine months of hard work, saving, and learning about personal finance got her back into school – blogging about it the whole way.

College just ended for Stephanie, bringing on a whole new set of financial challenges to write about. The posts on this site are a blend of personal stories and articles – you get the benefit of learning from Stephanie’s mistakes, while also getting the Cliff Notes version of the insane amount of financial literature she reads every day. Stephanie’s current goal is to achieve a net worth of $0 (up from -$38,543) by the end of 2011. Because Stephanie isn’t in a high-paying line of work, this is not going to be easy! Follow her struggles and achievements by subscribing to the site via RSS or email updates.

Stephanie also knits, Geocaches, and watches everything made by Joss Whedon.

Contant form – send Stephanie a message!

Disclaimer: Stephanie is not a financial adviser. In fact, even if she were, all advice should be taken with a grain of salt. She does not know the financial intricacies of your particular situation, and cannot give complete advice, and therefore is not responsible for your actions. All actions taken based on this site are at your own risk.