It’s time to put a cap on November and start in on all the joys and pains of December! But before we move on completely, let’s have a looksie at the progress I made in November:
Change: $920 or 2.37 %
A lot of this month was about playing catch-up. I stopped contributing to several of my savings goals because for a few months, I was living out of one of my savings accounts! Now, granted, it was my “Getting Established” savings account, and that’s what it was meant for. But it didn’t make any sense to me to move money from that savings account into other savings accounts — robbing Peter to pay Paul. So I socked away as much as possible this month in an effort to get back on track.
So are we finally seeing the climb up out of the “valley” in my net worth? Possibly. My student loan progress is slow, taking a back burner to my savings goals. The interest rate on my loans is so low that they just don’t earn priority over saving for retirement, growing my emergency fund, putting money away for weddings I’ve been asked to participate in, saving up for an eventual new-to-me car… yeah, other things demanding my moneys. Even though I get flak for it from time to time, when it comes to my student loans, I’m on the 10-25 year payoff plans.
If you have any questions about my net worth or how it is calculated, feel free to ask them in the comments. Also, if you’d like to see how I stack up against other personal finance bloggers, be sure to check out The Wealthy Blogger List. (Spoiler alert: the name of my site is highly accurate.)