Don’t be afraid, this isn’t really my last post! But my friend Sam over at Forest Azuaron put me up to a challenge: write a post as if it was your last. Give one final piece of financial advice.
It’s funny, really, because if I were going to make a final statement, it would be about beginnings. Because that’s really what this is all about. Roth IRAs, interest rates, bank fees, ideas for frugal grocery shopping… none of that really matters, if you never actually start. You can read every personal finance book and blog there is, but if you used all your time to do that, instead of actually looking at your own finances, you wouldn’t actually get anywhere.
Start today. Now. Figure out where you stand: add up everything in your bank accounts and your wallet – count your change! And pull out your latest credit card statements, add up your student loans. Everyone knows, in the back of their minds, what it is they should be doing. Personal finance is common sense. Everyone knows they should be getting rid of their debt, that they should save up for things instead of accumulating more debt, and they should be saving for retirement… these ideas aren’t hidden away in a trunk of knowledge or anything.
People just need that kick in rear to get started on what they’ve been putting off. So, consider this your kick. Go, get out of here, do it right now. Why are you still reading this? Scram!
Very nice site, i love it!
Very superior site. Good job. thnx.
Hi
I just wanted to ask….
What Is A Debt Consolidation Loan?
I have found this info but am not sure if
it’s correct or not?
http://aboutvisa.com/article.cfm/id/216074
Is there anyone else here in a similar position as
me with mountain of debt they are struggling to pay?
I would really appreciate some advice about the information
in this article http://aboutvisa.com/article.cfm/id/216074
as I am seriously considering it to help my family.
Like a lot of people we started slipping into debt
when I lost my job and couldnt meet the monthly bills.
I have heard a lot about debt consolidation loans but
I dont know whats right or wrong…
Any feedback from anyone would be appreciated.
Deepest Thanks
Danni
xxx
Stephanie,
You are so right… people read, wonder, think and ponder getting out of debt. Action is what is required. Start by taking stock of where you are at and do some serious soul searching to cut back on what you are wasting money on.
Everyone has something in their budget that if it was on paper they would not believe. Start by tracking every penny you spend and writing it down.
We’re close to being debt free… it can be done… it takes time.
All the Best,
Gary
i have no idea how I got to your site, but by chance I did. Love it! Thanks for putting everything in laymans terms….
I will keep reading, for sure! And I will be sure to pass it on…