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Budgets

How Much Should You Spend on Renting an Apartment?

How Much Should You Spend on Renting an Apartment?

True story: back in July, I got a notice that my rent was being raised. I’d lived in the apartment for almost two years, and they pulled this trick on me the previous year: raising my rent by $104/month. The first time, I just accepted the rate increase. After all, I’d received a sign-on deal […]

"Know Where the Money Goes" Challenge

"Know Where the Money Goes" Challenge

“Write down every penny I spend? That would never help me.”“What a waste of time.”“I already know where all of my money goes.”“Tracking every purchase is obsessive.”“Money is the root of all evil – if I pay that much attention to it, it will consume me.”“I don’t spend any money!” All of the above are […]

Graduating? Make a Budget Without Hurting Yourself

This article is part of a series called Graduating? which focuses on personal finance advice for fresh college grads. I hate the word “budget.” Not because I think budgets are bad, but because of the images that the word conjures. A massive spreadsheet with dozens of categories, and the whole thing is just yelling at […]

I Don’t Have a Budget

I Don’t Have a Budget

Budgets are the first thing people think of when I tell them that I’m “into personal finance.” There’s an assumption going around that I’m the Great Supreme Queen of Budgeting, ruling over all of the lesser peons with my Glorious Budget of Power, Puppies, and Being Awesome. Ok, so, no one has actually worded it […]