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Can you be sued for credit card debts?

Stephanie is sick! Don’t worry, she’s drinking plenty of fluids and getting lots of rest, and will be back to writing next week. In the mean time, here’s a guest post to hold you over! Michelle Taylor is a financial writer and specializes in debt related problems. She has guided many people to pay off […]

How To Pay Off More Than One Debt

If you’ve only got one debt hanging over your head, paying it off isn’t rocket science: you pay as much as you can every month until the sucker is gone. But if you’ve got more than one debt to worry on, how do you prioritize them? No New Debt Before you even think about how […]

Subscriber Swap Saturday with No Debt Plan

No Debt Plan is about getting and staying out of debt with a plan. Kevin, the author, is passionate about budgeting, saving for the future, and using goals to reach financial freedom. You can subscribe to his blog by RSS or email. This interview is part of a new feature he’s developed called Subscriber Swap […]

Is It OK to Bridge the Gap With Credit Cards?

Last week I wrote about how my student loans will be too big of a burden to bear, at least at first. So, all whining aside, what am I going to do about that? Well, obviously Objective 1 is to get a job and to make money. Those loans are going to come due, and […]

I Will Not Be Able to Afford My Student Loans

I’m taking a personal financial management class – half because I want to see what new concepts I can pick up and half because it’s my last term of school and I have some major senioritis (symptoms may include late papers, easy classes, oversleeping, and some job search anxiety). For one of my class projects, […]

You’re Terminated, F*%#^@!

The two sides of my brain were fighting just now. If you could sneak a microphone into my ear, you would have heard this: “Oh… oh… my fingers itch! I want to do this so bad!”“No! Wait until you get your paycheck on Friday!”“But… but… but… I just got some PayPal payments and there’s enough […]

Guest Entry: The Financial Battlefield

The following is a guest entry, written by one of PTY’s readers, Matt. If you have a personal finance story to share like Matt’s, please feel free to email it to me. – Stephanie Hi, my name’s Matt. I was briefly venting to Stephanie (your regular author) that I was about to take my first plunge […]

Reader Question: Debt Consolidation Loan?

A reader left a question in the comments (edited for length and spelling): I just wanted to ask? What Is A Debt Consolidation Loan? Is there anyone else here in a similar position as me with mountain of debt they are struggling to pay? I am seriously considering [a debt consolidation loan] to help my family. Like […]

My Very Insane Credit Card Spreadsheet

I did something that probably falls under the category of “insane.” I pulled up all of my credit card statements for the past two years (thank goodness for online statements!), and I opened a new Excel spreadsheet. And I started entering all of the purchases I’d made on my credit card since the last time […]

Debt Increase: Bought a Laptop

Debt Increase: Bought a Laptop

Oh man, you don’t even know how excited I have. First of all, I’ve never bought my own computer before. Every computer I’ve ever had before has been a hand-me-down from my mom. Not that I’m complaining – since my mom is an avid online-gamer, her hand-me-down computers usually came with top-of-the-line graphics cards and […]