Holy crap! Wait till you guys see these numbers! I’m too excited to even write a proper introduction! Here goes:

Change: $440 or +1.28 %

Ok, so, perhaps the graph itself is not that impressive. A gain, yes, but only a little one in the scheme of things. But it’s the numbers behind the graph that bare the shock and awe:

Credit Card Debt: 0

The very last of my credit card debt bit the dust in August. Gone. Done. The end.

Cash: +$502

Not only is cash up by $502, but all of that is savings! Most of it went toward my textbook fund, but I managed to meet my savings minimums for my student loan interest, getting established fund, car fund, emergency fund and…

Retirement Fund: $16

It’s just a little baby now, but I have a retirement fund! For now, it’s just money sitting in a separate savings account. Once there’s $3,000 in there, though, I’ll use it to buy into a Vanguard index fund. Oh how sweet it is to be saving!

I’ll revisit my thoughts on this in a couple of days – including an update on how my “savings snowball” is going. For a look at my assets and liabilities, check out my NetworthIQ for August. For an explanation of the categories I use, check out the bottom of my entry about February’s net worth balance.

It’s that time again! Yes, that time when I get way too excited over numbers and you get a voyeuristic look into the balance of my bank accounts and loans. Huzzah! So what’s happened since June’s update?

Change: $303 or +0.88 %

It’s back up again! July turned out to be a rather good month. The most important part for me was the $408 I managed to put toward my credit card debt, leaving only $126 to be paid off! Barring a force of nature, August should be where my credit card debt meets its end. (I was going to say “meets its maker,” but then I realized that would be me.)

For a look at my assets and liabilities, check out my NetworthIQ for July. For an explanation of the categories I use, check out the bottom of my entry about February’s net worth balance.

It’s my favorite time of the month again! Regular readers will know that’s not sarcasm, but rather indicative of my sick love for numbers and data. Time to see how it all added up, with this month’s net worth update:

Change: -$69 or -0.20 %

Down! But I’m not really stressing about it. Two factors in this month’s decrease:
1) I didn’t start my summer job until the 10th of the month, so I only got one paycheck for June.
2) I’m still figuring out how to read the government’s horrendous student loan website. I think I’ve finally got it, but that means an increase in the student loan amount, due to a more accurate number for the interest that’s accumulated.

I’m still depreciating my car by $50 a month, to get it closer to the current value.

I have high hopes for next month. I don’t want to jinx it by saying something, so keep this on the downlow: Next month just might see the end of my credit card debt! 😉

For a look at my assets and liabilities, check out my NetworthIQ for June. For an explanation of the categories I use, check out the bottom of my entry about February’s net worth balance.

Point of interest: my printer ink finally ran out, and I had to replace the cartridge today – 9 months after it started warning me that my ink level was low. And I never saw a drop in print quality until very last sheet that it printed. Nice.

So, net worth time! Because I’m such a data-head, this is my favorite time of the month!

Change: $309 or +0.89 %

A very good month for me! 🙂

I managed to put aside $352 to pay off my credit card this month, which pulled my balance down to less than $1,000! I feel like I’m on the home stretch now – if all goes as planned, I’d like to have the credit card paid off by the end of the summer.

I also had a good month for gas spending – I only filled up my tank once, which likely contributed to my ability to pay so much more off my credit card than usual.

I’ve begun depreciating my car by $50 a month, because it’s worth a bit less than it was when I originally bought it. My student loan balance will increase a bit over the summer, because of interest. After I’ve paid off my credit card, I’m going to evaluate whether I should pay off that interest before I graduate, or not.

I’m glad May set the bar high for the summer – it’s a new record for me to try and top in the coming months!

For a look at my assets and liabilities, check out my NetworthIQ for May. For an explanation of the categories I use, check out the bottom of my entry about February’s net worth balance.

Finally free from student loans and textbook costs (until August, anyway), it’s time to start seeing some upward mobility in my net worth again. How did I stack up this month?

Change: $143 or +0.41 %

Up, but possibly not as much as I’d have liked. Although I started my on-campus job again last month, I only got one paycheck for it in April – the rest I’m getting this month. Mostly, that meant I didn’t pay as much into my credit card as I would have liked – I’ll have to make up for that this month.

I have high hopes for summer – new job, no tuition or textbooks sucking away all of my money… I can’t wait!

For a look at my assets and liabilities, check out my NetworthIQ for April. For an explanation of the categories I use, check out the bottom of my entry about February’s net worth balance.