Earlier this week I brought up the proposal in the Senate-passed CARD Act (Credit Card Accountability, Responsibility and Disclosure Act) which would require adults under the age of 21 to get a cosigner in order to get a credit card (or prove … [Continue reading]
May Savings Snowball Update
My savings have seen a sort of whirlwind of activity as of late, which made me realize it’s been a while since I last checked in and let you know how things are doing. Well, there’s good news, and there’s bad. Just as a reminder, here’s what my … [Continue reading]
Credit Card Reform Treats College Students Like Babies?
By now, you may have heard of a little something called the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, which was just recently passed by the US Senate. It differs a bit from it’s predecessor, the Credit Cardholders’ … [Continue reading]
SmartyPig Walkthrough: Setting Up My “New Car Fund”
I’ve been thinking of trying out SmartyPig for a while now. SmartyPig is basically an online savings account (like ING Direct or Emigrant Direct, etc.), but it has a few unique features. First of all, you choose savings goals for your SmartyPig … [Continue reading]
Using Savings Sub-Accounts to Save Hundreds on Student Loans
The time has come: May is the first month that my first student loan bill is due. I have three student loan bills, actually, and indentifying them now will make this little tale easier to tell: The first is a Direct Stafford Loan, from the … [Continue reading]
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