I had a conversation with a friend the other day, and I'm not exactly sure where I stand on my finances now, because of it. So, I'd like to take a moment to post that conversation (well, more of a dramatization of the conversation, since my memory … [Continue reading]
Stephanie’s Quick Start Financial Guide

I first started getting financially savvy by (yes, this is true) reading personal finance blogs. But I had a little bit of trouble with it, because there was just too much information - and a lot of it didn't apply to me, at least until I knew where … [Continue reading]
Adventures with a 0% APR Credit Card
A few months ago, I managed to get my hands on a new credit card with a 0% introductory rate for 12 months. I transferred the balance from my other credit card, which means that if I can manage to pay it off before the intro period ends, I won't have … [Continue reading]
Why I’m Happy My Net Worth Dropped $2,000
$2,000. That's the exact amount that my net worth fell in 2007. Sort of creepy, isn't it - getting that nice, perfect, round number? After a year of scrimping, saving, careful budgeting, tracking my spending, and (of course) blogging, my net worth … [Continue reading]
Review: Generation Debt

My generation: do we have a name? We are the young adults, born between 1980 and 1995 (give or take). I hear us called "Generation Y," "Echo Boomers," "the Digital Generation," and "the iPod Generation," but none of these names strike a chord with … [Continue reading]
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