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How to Share a Credit Card with Your Spouse

How to Share a Credit Card with Your Spouse

[It was only recently, after a year and a half of marriage, that my husband and I got our first shared credit card. We’re still working out the kinks, and considering adding my husband as an authorized user to some of my frequently-used rewards cards as well. So I was over the moon when Joshua […]

Check Your Credit Score and Credit Report Today, for Free!

Updated as of April 2016 April is one of the months that I have designated to check my credit report. Since you’re allowed (by law) a free credit report annually from each of the 3 credit reporting agencies, that gives you an opportunity to check one report every four months. Here’s the schedule I recommend: […]

Rebuilding Your Credit

Rebuilding Your Credit

Jim Wang writes about personal finance and other money issues at his personal finance blog Many of us have made money mistakes. Additionally, some of us have had financial disasters to contend with. In any case, once the debts start to pile up, and payments are missed, the damage to your credit can be […]

5 Situations Where You Should Leave Your Credit Card in Your Wallet

This week’s guest post comes from Fred, personal finance writer at Credit Card Finder. He helps people to compare credit cards online. There are smart ways to use your credit card: you can keep your wages earning interest in a savings account while you spend on your credit card and pay it off at the […]

College Students: Get a Credit Card RIGHT NOW

I’m a big advocate for college students having at least one credit card. Which is funny, because I got myself into a decent amount of trouble and credit card debt in college. But I do strongly believe that responsible credit card use in college is possible… and even necessary! But new government legislation is going […]

How to Use Credit Cards Properly and Be a Deadbeat

This is a guest post from Mr Credit Card. He recently had me on his radio show. He is going to write about not to take advantage of credit cards and how not to get abused by them. You could apply for a credit card at this site. I just did a radio interview with […]

It’s Time! Check Your Credit Report

You have the right to check your credit report once each year, for free. And actually, there are three major credit reporting agencies, so you get three credit reports for free each year. But here’s a great idea: Spread your credit reports out throughout the year, so that you get better coverage, and a better […]

Erasing Negative Credit History: 5 Strategies You May Not Have Heard About

Erasing Negative Credit History: 5 Strategies You May Not Have Heard About

Today’s article is a guest post graciously written for the site by Kelly Oakin. About the Author: Kelly Oakin is on a mission to help others get their credit back on track after a setback. She is a staff writer for, a resource that provides your free credit score from the top 3 credit […]

Parents Bamboozled by

Before I can tell you this story, a few things need to be mentioned. First of all, this is not an indictment of my parents in any way, or a mockery of them for being “stupid.” They were mislead by a clever advertising campaign, just as many other people were before them. Secondly, it is […]

18-Year-Olds and Credit Cards: Discussion Continues

Earlier this week I brought up the proposal in the Senate-passed CARD Act (Credit Card Accountability, Responsibility and Disclosure Act) which would require adults under the age of 21 to get a cosigner in order to get a credit card (or prove significant income, whatever that means – don’t we have to do that anyway?). […]